Boost Your Child’s Credit Score With This Simple Trick

Boost Your Child’s Credit Score With This Simple Trick

Leave a Comment / Kids, Debt, Spending, Taxes and Financial Planning / By / March 18, 2023

In case you haven’t noticed, I’ve been trying to give my daughter the hook-up on her credit lately. Yes, Faith’s only 12, but that’s even more of a reason to work on it now – this will put her on the right track so she’ll be starting out strong. A few weeks ago, I discussed Freezing Your Child’s Credit: Why It’s Critical and How To Do It. This was the first step I wanted to do to make sure she …

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Rekindling the Eye of the Tiger - Escaping Mediocrity

Rekindling the Eye of the Tiger – Escaping Mediocrity

33 Comments / Motivation, Financial Independence / Retire Early (FIRE), Health and Fitness, Life in Early Retirement, Self-Employment, Travel and Vacation / By / March 14, 2023

We all know that life’s got its highs and lows. When you’re riding one of those highs, life can’t get any better. You feel that all your hard work has paid off and you’re sitting on top of the world. But when those lows come, they can be like a sucker punch that takes you completely by surprise. Occasionally, those times can make you feel there’s no way out either. As someone who tends to have higher-than-high and lower-than-low temperaments …

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Master the Art of Anticipation: How Travel Planning Can Double Your Vacation Fun!

Master the Art of Anticipation: How Travel Planning Can Double Your Vacation Fun!

9 Comments / Travel and Vacation, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Panama, Spending / By / February 28, 2023

It’s hard not to enjoy a good vacation… a chance to get away from the “same old” just for a little while. Traveling can be an opportunity to visit places you’ve never been, see new sites, meet interesting people, and maybe even try some different foods! Whether traveling just a short distance away, flying to another country, or cruising around the world, just the idea of travel gets the vacation-goer chomping at the bit. And that’s what’s so interesting – …

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There Shouldn't Be Boredom in Retirement or You're Doing It Wrong

There Shouldn’t Be Boredom in Retirement or You’re Doing It Wrong

18 Comments / Financial Independence / Retire Early (FIRE), Health and Fitness, Life in Early Retirement, Motivation, Spending, Travel and Vacation / By / February 20, 2023

I recently went out with some good friends of mine – one I’ve been friends with since high school and two since college. They’re great guys and it’s always fun when the stars align and the four of us can get together. As always, we reminisced and laughed about all the hijinx and fun from the old days, talked about what’s currently been going on in each other’s lives, and delved into plans for the future. And of course, we …

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Freezing Your Child’s Credit: Why It’s Critical and How To Do It

Freezing Your Child’s Credit: Why It’s Critical and How To Do It

8 Comments / Consumer Protection, Debt, Kids / By / February 11, 2023

If you haven’t frozen your credit yet, I’ll be harping on why you need to do that shortly. However, this article is about freezing your child’s credit and why it’s just as important, if not more important, than freezing your own. Lisa and I have had our credit frozen since 2017. It wasn’t hard to do (it’s even easier now) and it’s quick and easy to thaw it temporarily when applying for new credit. That last part’s important because we …

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The Art of Self-Improvement: My Journey to Living a Healthier Lifestyle

The Art of Self-Improvement: My Journey to Living a Healthier Lifestyle

18 Comments / Health and Fitness, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Motivation / By / February 7, 2023

Living a healthier lifestyle is something I think almost all of us want to make happen. Whether it’s exercising more, eating better, or aiming for better mental health, we all know that living a healthier lifestyle helps put us on track for a longer and happier life. But… @#$% happens. And by that, I mean life tends to get in the way. Things like lack of time or energy, stress at work, or even social pressure tend to make us …

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A Wake-Up Call: Our Annual Expenses in Retirement for the Past 4 Years

A Wake-Up Call: Our Annual Expenses in Retirement for the Past 4 Years

14 Comments / Spending, Financial Independence / Retire Early (FIRE), Life in Early Retirement / By / February 21, 2023

In my post a couple of weeks ago, A Month-Long Panama Trip for 3 for an Unbeatable Price of Less than $1,500!, a reader named Ian asked in the comments what our expenses in retirement have been – both in the U.S. and while we lived in Panama. It was a good comment because he hit the nail on the head. I sometimes give a ballpark on what our bucket strategy is allowing us to spend each year… but I …

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Masterfully Crafted: How ChatGPT Wrote a Compelling Article on the Power of Saving and Investing

Masterfully Crafted: How ChatGPT Wrote a Compelling Article on the Power of Saving and Investing

23 Comments / Blogging, Here's Why I'm Liking..., Investments, Product and Service Reviews, Saving / By / January 22, 2023

I’m both excited and scared about the concept of Artificial intelligence (AI) including ChatGPT, which is currently all over the technology news. The technical and engineering side of my brain is fascinated by the whole idea. The potential of artificial intelligence growing up and being able to make our lives easier in different aspects is incredible. We have 3 of those Google Nest Minis in our apartment (we got 1 for free and paid $1 each for the other 2). …

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A Month-Long Panama Trip for 3 for an Unbeatable Price of Less than $1,500!

A Month-Long Panama Trip for 3 for an Unbeatable Price of Less than $1,500!

23 Comments / Panama, Life in Early Retirement, Spending, Travel and Vacation / By / February 14, 2023

I’ve been excited to talk about this for a while now, but I wanted to hold back until we were sure it was going to happen. Well, it’s now official… We’re heading back to Boquete for a month-long Panama trip! After just shy of 3 years of living in Boquete, Panama, we moved back to the U.S. last spring. We thoroughly enjoyed our time there but it was time to come back. A lot of folks continue to ask us …

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Squeezing Out Higher Returns – 5 Minutes of Work for Short-Term Gains

Squeezing Out Higher Returns – 5 Minutes of Work for Short-Term Gains

24 Comments / Investments, Financial Independence / Retire Early (FIRE), Saving / By / January 9, 2023

Being aware of opportunity can be extremely valuable in building your nest egg. This doesn’t mean veering from the path – sticking to your investment plan is highly important to growth. You put the money in (broad-based index funds for this guy) and then just leave it alone to do its thing… with some regular rebalancing once or twice a year. But what about taking advantage of higher returns for the short term? As early retirees, we get our annual …

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