Your Money, Your Choices: Why Personal Finance Is Deeply Personal

Your Money, Your Choices: Why Personal Finance Is Deeply Personal

4 Comments / Motivation, Financial Independence / Retire Early (FIRE), General Thoughts, Investments, Saving, Spending, Taxes and Financial Planning, Travel and Vacation / By /

Personal finance is such an interesting facet of life. It’s a part of every one of our lives whether we like it or not and most of us think we know what’s best for ourselves… and everyone else. But the reality is that while we can learn as much as we want about the subject, we really should only focus on what’s best for ourselves. Why is that? It’s because, funny enough, personal finance truly is personal. You might have …

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RV Boondocking: Spending a Little Money on 3 Changes Now to Reap Huge Savings and Enjoy a Better Trip Later

RV Boondocking: Spending a Little Money on 3 Changes Now to Reap Huge Savings and Enjoy a Better Trip Later

4 Comments / Travel and Vacation, Life in Early Retirement, Spending / By /

This past spring, Lisa and I bought an RV travel trailer – a 2022 Jayco Jay Flight SLX 7 184BS to be more exact. We’ve never owned an RV and we didn’t know much about them. All we knew was that our family of three had two incredible month-long road trips in our Honda Pilot in 2020 and in 2022. So why not try something bigger just because we can? That led us to planning a 9-month road trip, buying …

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Mint Mobile Review: 1 Year Later – Does It Live Up to the Hype?

Mint Mobile Review: 1 Year Later – Does It Live Up to the Hype?

12 Comments / Product and Service Reviews, Here's Why I'm Liking..., Spending / By /

Unless you’ve been living under a rock, there’s no doubt you’ve seen the Mint Mobile commercials with Ryan Reynolds. The ads are a little quirky and fun and they promote the idea that the service is great while the prices are low. Hopefully, those commercials will continue since they can be entertaining. Mint Mobile was acquired by T-Mobile earlier this year netting Ryan Reynolds a nice $300 million paycheck but he agreed to stay on as a spokesperson. Mint seems …

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Adventure Planning: I’ve Made This Mistake Twice

Adventure Planning: I’ve Made This Mistake Twice

8 Comments / Travel and Vacation, Financial Independence / Retire Early (FIRE), Life in Early Retirement / By /

You might have noticed that I’ve been MIA on this blog for a few weeks now… that’s starting to become a little common lately. I’ve wanted to focus on all sorts of different things, like learning to code in Kotlin for Android and just trying to be in the “now” a little more. In the midst of things, we took a month-long trip back to Boquete, Panama from late June until late July. I tried to focus more on being …

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A Month-Long Vacation in Boquete, Panama: What I Loved… and What I Didn’t

A Month-Long Vacation in Boquete, Panama: What I Loved… and What I Didn’t

4 Comments / Panama, Health and Fitness, Kids, Life in Early Retirement, Spending, Travel and Vacation / By /

Well, we just wrapped up a month-long vacation in Boquete, Panama. Wow, I missed it here! For those of you who aren’t regular readers, we lived in Boquete for just shy of three years starting in 2019 before returning to the U.S. in the spring of 2022. Moving back to the U.S. was a difficult decision that has both its pros and cons but either way, it was great to be back there again. This trip came about because of …

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Running Out of Money To Save $52: Is It Worth It?

Running Out of Money To Save $52: Is It Worth It?

17 Comments / Spending, Life in Early Retirement, Saving, Travel and Vacation / By /

Here we are cruising along into almost 5 years of early retirement. It’s been a heckuva blessed ride… life’s been good for sure! But now we’re at a pivot point that will likely make running out of money by the end of this month a good possibility. Wait, what? Aren’t you guys millionaires? How is that even possible and what the heck is going on?! It’s not as bad as it sounds but I’m pushing things right to the wire …

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The Surprisingly Boring Career Path That Brought Us to Financial Independence

The Surprisingly Boring Career Path That Brought Us to Financial Independence

23 Comments / Motivation, Debt, Education, Financial Independence / Retire Early (FIRE), Real Estate, Saving, Self-Employment / By /

There tends to be a stigma in society that you need to own a company, become some big real estate mogul, be a celebrity, or just come from money in order to find your way to financial independence. So then we like to come up with excuses reasons as to why we can’t do that ourselves… “If I was in that position, it would be easy! No way I can do that because of xxxxxxx [insert whatever rationalization you want …

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Evolving from Sense of Purpose to Presence: Savoring the "Now" More

Evolving from Sense of Purpose to Presence: Savoring the “Now” More

26 Comments / Motivation, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Spending, Travel and Vacation / By /

I’ve always thought that an essential part of life included finding a sense of purpose. After all, if you didn’t add anything worthwhile to the world, was your life just a waste of time? So that’s always been something I’ve had in the back of my mind and it certainly became a little more in the forefront of my thoughts once I retired early at the end of 2018. Like most things though, I got wrapped up in our daily …

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You Gotta Spend Money To Make Money, Right? Our Monster Travel Experiment

You Gotta Spend Money To Make Money, Right? Our Monster Travel Experiment

46 Comments / Travel and Vacation, Debt, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Spending / By /

We all know the saying “You gotta spend money to make money.” I’ve never bought into that but with this major change we’re making, I’ve really got my fingers crossed that it’ll run true. You see, my family and I made a big decision not even a month ago. We’ve decided to wrap up the lease to our apartment here in Ohio later this summer, put our stuff in storage, and travel around the country with an RV travel trailer …

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Limited Time, Unlimited Dreams: 3 Steps to an Extraordinary Life

Limited Time, Unlimited Dreams: 3 Steps to an Extraordinary Life

6 Comments / Motivation, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Panama, Saving, Spending, Travel and Vacation / By /

As I find my way closer to 50 (I’ll be 48 in a couple of months), I’m starting to see those small changes creeping up that I thought only happen to old people. Oh crap, am I old?!! Out of nowhere, my eyes have gotten a little weaker – both near and far! I can see close-up pretty well most of the time but I finally broke down and bought some readers for nighttime reading. The same goes for distance. …

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