Giving Myself Permission To Breathe

Giving Myself Permission To Breathe

After over 6 years of consistent blogging, it’s time to give myself some permission to breathe. Before I continue, know that I’m not done blogging – far from it. Writing on Route to Retire is something I still thoroughly enjoy doing and will continue to do for as long as that’s the case. However, it’s still something that takes a lot of time each week to do. And unfortunately, time is a finite resource for each and every one of …

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Finding Happiness Once You Leave the Rat Race

Finding Happiness Once You Leave the Rat Race

I remember thinking that finding happiness would be instantaneous once I left my career behind. After all, work was the time-suck in my life that was holding me back. Back in 2010, I was crushed when I had to go back to work after the short vacation I took once my daughter was born. My 9-5 was in the way of everything and I wanted out. Fast forward to my first day of early retirement on January 1, 2019, and …

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One of My Favorite Ways To Learn How To Save Money

One of My Favorite Ways To Learn How To Save Money

Those of you on the path to financial independence know there are only two ways to fatten your wallet: make more money or spend less. Today, I want to focus on telling you about an invaluable tool to learn how to save money. Most folks tend to start with cutting out the excess spending in their lives simply because it can be much easier than chasing after making more money. Regardless, both areas can be largely worthwhile and beneficial for …

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Designing Our New Life – The Power of Early Retirement

Designing Our New Life – The Power of Early Retirement

Change. I thrive on it. It’s the only way to continue to learn, grow, and become better. On the flip side, I think that complacency is just the path to a slow death. That’s why, as much as I know I’m going to miss Boquete, I’m excited to map out our new life for next year. We’ll be moving back to the U.S. in May of 2022. Although a year seems like a long way off, it’s time to start …

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The FIRE Planner – A Solid Start in the Quest for FI

The FIRE Planner – A Solid Start in the Quest for FI

I just finished reading a really good book. It’s called The FIRE Planner and it might be a great asset for those ready to get on the path to financial independence or those who are already on it. The FIRE Planner was written by a friend of mine named Michael Quan. I met Michael at one of the FinCon money conferences a few years ago (I believe it was the 2017 expo in Dallas). It seems like FinCon events are …

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The Beach, a Sloth, and Monkey Lalas...

The Beach, a Sloth, and Monkey Lalas…

That title almost sounds like it could be the beginning of a joke but it’s far from it. If you enjoy the beach, vacationing, or exotic animals, this post is for you! Last week, I told you that my in-laws were in town. We spent the first four days in the area here Giving the In-Laws the Grand Tour of Boquete, Panama! and showing them around the local area. But last week was even more fun because we rented a …

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Giving the In-Laws the Grand Tour of Boquete, Panama!

Giving the In-Laws the Grand Tour of Boquete, Panama!

Well, folks, I’m excited to say that our first visitors have come to stay with us. My in-laws arrived at Enrique Malek International Airport in David, Panama last Wednesday where we were waiting to pick them up and bring them back to Boquete. Traveling internationally isn’t the easiest thing to do so I had put together a guide to help them make the trip to Panama a little less hassle-bound. I stripped out all the details specific to them (reservation …

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I’m Now a 401(k) Millionaire – Can You Be One, Too?

I’m Now a 401(k) Millionaire – Can You Be One, Too?

So here’s something unexpected… I just became a 401(k) millionaire last week. As an early retiree, I had rolled over my 401(k) into a traditional IRA in March 2019. So on a technicality, I’m really a rollover IRA millionaire, but it’s still my 401(k) account sitting there with nothing new added to it since January 2019. I had even pulled a little over $60,000 out of the account in December 2019. That was part of the Roth IRA conversion ladder …

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Investment Portfolio Changes I'm Making!

Investment Portfolio Changes I’m Making!

It’s time to make some changes to my investment portfolio! I wrote a post last month called We Have a Lot of Cash in Hand Now… Too Much! that discussed how too much of our portfolio is sitting in cash. Apparently, that’s not uncommon right now as I received a lot of feedback in the comments and replies back from my mailing list (which I recommend you sign up for on the sidebar!). So I decided to write a post …

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How and Why To Open a Custodial Roth IRA at Vanguard

How and Why To Open a Custodial Roth IRA at Vanguard

I recently wrote a post called Teaching Kids About Money – Valuable Lessons Instilled. As I was in the process of writing it, I got motivated to open a custodial Roth IRA for my daughter, Faith. If you’re new to this blog, Faith is 10 years old (11 in a few months). When you hear that, you might be thinking, “What the @#$% does a 10-year-old need with a retirement account?” or “Um, Jim, don’t you need to have earned …

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