Get Paid to Get Laid Off – How to Engineer Your Layoff

Get Paid to Get Laid Off – How to Engineer Your Layoff

Disclosure: This post contains affiliate links and we may receive a referral fee if you sign up or purchase products or services mentioned.If you’ve been working long enough, you’ve probably been a part of or know of a company that has needed to layoff some of its employees at one point or another. It’s never a pretty situation for anyone – obviously, the employee doesn’t like ’em, but most managers and bosses hate having to go through this ordeal as well. In Sam Dogen’s book, “How to Engineer Your Layoff,” he talks about how to take a grim situation like a layoff and actually turn it into a positive… potentially a huge financial positive. Those of you who have been following my

Should You Buy Disability Insurance?

Should You Buy Disability Insurance?

When I used to think about disability insurance, it used to be a “yeah, yeah…” subject for me.  In fact, if you asked me a year ago if I should buy disability insurance, I would have told you that I was already covered. Here’s the problem… I’m really not. I’ll talk about the “why not” part shortly, but first, let’s dig into what disability insurance is all about…   What is disability insurance? Disability insurance is intended to help cover you in the event that something happens to you rendering you unable to work (partially or fully). This could be some kind of accident or a sickness that makes it so you can’t perform your regular job duties. And, if you can’t work, you’d

Panama Vacation Booked… Check!!

Panama Vacation Booked… Check!!

Well, we’re making it happen… we just finished booking our Panama vacation. I’ve heard all kinds of good things about the country for retirees and it’s really peaked my interest… enough so that we’ve been digging into the idea for quite a while now. We’ve learned quite a bit more about the country since I wrote my post “Is Panama the Right Place to Retire?“ a year and a half ago. We’ve been reading everything we can find out about the country and I talked to someone who lives there to get some feedback as well. Through our digging, we now have a better idea of the geography and the places that seem intriguing to live.  We also have a somewhat better understanding

Long-Term Food Storage Needs to be Part of Your Plan

Long-Term Food Storage Needs to be Part of Your Plan

Disclosure: This post contains affiliate links and we may receive a referral fee if you sign up or purchase products or services mentioned.Why in the world are you finding a post on long-term food storage on a blog that focuses on finances?  Isn’t this a topic you would only find on the survival sites out there? Possibly, but I want to shake things up a bit. And here’s why: planning for your financial future should take into consideration the pitfalls of life that can hit you at any time… and that includes the possibility of running into a situation where food and water become a lot more scarce.   So, what is long-term food storage? The whole idea of long-term food storage is

Protecting Your Assets

Protecting Your Assets

So, you’re going down the right path on the road to financial freedom slowly but surely, but you want to make sure that you’re protecting your assets in the meantime?  Well, hopefully, this post will help you with some ideas! I’ve noticed that as I’ve started to build up my assets, my needs have started to morph as well. I now have rental properties, multiple LLCs, and growing and expanding savings, investment, and retirement accounts.  And, as the accounts continue to grow, a lot of the money is starting to work more for me instead of the other way around. But, I now have a lot more to lose than when I first started down this journey.  Making sure that I don’t

Why I Ended My Costco Membership

Why I Ended My Costco Membership

Once upon a time, there was a guy who wanted to save money and heard that buying in bulk would help him with that.  So he bought a Costco membership to reach that goal. It was glorious!  He saved a ton of money, enjoyed loads of free samples, and took advantage of all the amenities it had to offer. There were unicorns, pixies, pots of gold, and all sorts of other wonderful things that don’t really exist anywhere but here. All this happiness was thanks to his Costco membership… thanks, Costco!! The End   Ok, maybe this wasn’t the most accurate fairy tale, but there are a lot of loyal members who might build their experiences up to be pretty close this story. I’m not