What Are You Reading?

What Are You Reading?

I read… a lot. I’m usually a non-fiction kind of guy because I enjoy learning (I’m an odd-bird!). However, I do slip in some fiction every now and again just to change things up.  With a five-year old daughter, I don’t get as much reading done as I would like, but I cram in the reading whenever I can. I also think that the Kindle E-reader is one of the greatest products on the planet. I have a ton of books on there, it’s not a strain on the eyes (much different from the screens on phones, tablets, etc.), it’s extremely lightweight, and it also has a back-light for night-time reading. Maybe most important to me though, there are tons of free books

Early Retirement vs Financial Freedom

Do I Cut Back on My Roth to Reach FI Sooner?

When I first started this site, I went in with the intention of this being all about my journey toward quitting my job – hence the “Route to Retire” site name.  I was all about having enough money to never having to work again… my quest for financial freedom. But is early retirement the same as financial freedom?  Spoiler alert… it’s not. Financial freedom can definitely be the catalyst that gives you the power to retire early, but it doesn’t need to be the sit-on-the-beach all day sipping piña coladas retirement (though that should be at least a small part of your plan!!). So what’s the difference between early retirement and financial freedom? Let’s start with financial freedom.  Financial freedom is the most important part of

I Enjoy My Job… But Not Working

I Enjoy My Job... But Not Working

It seems to be inevitable… any time I’m in a discussion with someone and they hear me utter that I plan to quit working at an early age, they ask “Why?  You don’t like your job?” That’s a tricky question and one I sometimes struggle to answer to make people understand.  The gist of it is that… I Enjoy My Job… But Not Working. They’re actually two different things. My job right now is managing the engineers at an IT company.  And I do enjoy the job that I do there.  I’ve been there since 1999, but I think over the past ten years in my current position, I’ve really been able to streamline it and make things run much more efficiently.  The challenge

Showing Kids the Path to Financial Freedom

Savings Account - Saving for Kids - Thoughts to Consider

Most of us could probably say that if we knew then what we know now, we’d be in a much better place financially.  So why is it that kids don’t learn the right things from their elders, generation after generation? I think that part of the answer is that a lot of parents never really had that drive to get out the rat race and just consider the day-to-day work-until-you-die part of the circle of life.  Most of the children of these parents will probably just accept this path in life as well. I think another possibility is that kids hate to listen to grown-ups.  As they continue to grow up, they get a mindset that their generation is different and their parents just don’t understand (Fresh

It’s Not Always About the Money…

Year End Review

Well, it’s that time of the year again… time to spend all kinds of money for Christmahannukwanzadan whether in stores or through online shopping in an effort to buy short-lived happiness of friends and family. Ok, maybe it’s not that cold, but the stores and media sure want you to think that way.  They would love to guilt you into spending every last penny you own. I think most of us tend to loosen the purse strings a little bit over the holiday season every year.  But to help put it into better perspective, the average person will spend $805 during the holidays. That’s a lot of money!!! Now take a second and think about what you received as gifts from some of your family and maybe some friends from