Month: December 2016

Year End Review

Year-End Review

Well, this is it – the last post of the year.  I hope all of you had a great holiday and are looking forward to the new year!  I thought this would be a good time to do a year-end review and look back at what I got accomplished throughout the year (and what I didn’t!). Let’s start with the 8 Financial Goals we had set at the beginning of the year for ourselves… 1) Build back up our online savings …

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The Line Between Frugality and Deprivation

The Line Between Frugality and Deprivation

The Line Between Frugality and Deprivation A lot of people on the quest for financial independence aim to trim their expenses.  This works great… until it doesn’t.  Sometimes the line between frugality and deprivation becomes blurred.  It’s possible to cut your expenses too much where you can make yourself miserable. I was listening to a great podcast that the Mad Fientist put together from a Q&A at Camp Mustache which had Pete aka Mr. Money Mustache, Paula Pant from Afford Anything, Doug Nordman from The Military …

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Time Versus Money - Which is More Valuable?

Time Versus Money – Which is More Valuable?

It’s funny how priorities seem to change as you age and as your income changes.  Years ago, I never would have thought about paying for something I could do myself… nowadays though, that line isn’t always so clear.  Time versus money is a topic that I think we’re all familiar with. When you’re young and scrappy, you likely have a little more time on your hands and little less money.  Eventually though, life catches up to you and things like a …

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Year End Review - Year End Bonus

What’s Your Post-Retirement Multiplier?

You’re reading this article, so you obviously care about your finances.  Hopefully, you’re on track with your money or working toward that goal.  Getting out of debt, saving and investing have been beaten into you by every financial outlet in the world. Maybe you’re even on the path to financial independence or early retirement.  But have you taken the time to figure out what you need by looking at your post-retirement multiplier?   What is a Post-Retirement Multiplier? When I talk about your post-retirement …

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