After 20 Years on Quicken, I’m All-In on Personal Capital

After 20 Years on Quicken, I'm All-In on Personal Capital

I’ve been using the Personal Capital financial software now for the past few years.  However, I’ve only been dipping my toes in with it… until now. Quicken’s been my go-to software for just over 20 years.  I stumbled on it back in 1999 when I first started at the career I just retired from.  I was hired in as an engineer to fight the scary Y2K bug and Intuit was giving away their Quicken 98 software for free as a fix to anyone running older versions. I decided to install the software just to toy with it.  I entered in all my accounts and ended up being appalled at what I saw.  I owed about $30k in credit card debt and just

The Drawdown on Investments – Our Game Plan

The Drawdown on Investments - Our Game Plan

After last week’s post on the breakdown of our net worth, I thought it might be a good follow-up to provide more detail on our drawdown plans… a part II, if you will. “Why?”, you might ask.* I realized that there aren’t a lot of folks in the trenches talking about this subject.  Many FIRE sites talk about the strategies of getting to the point of early retirement.  However, it seems like there aren’t too many that talk about actually drawing down on your investments. So, why not share more of our own plans to help spur some discussion?  Maybe this will help you come up with some ideas for your own strategy on drawing down your accounts.  Or perhaps you’ll

The Breakdown of Our Net Worth Savings & Investments

The Breakdown of Our Net Worth Savings & Investments

I’ve been considering providing a breakdown of our net worth for a while now.  I’ve held off for a couple reasons though: For some reason, this isn’t very common for many bloggers to do.  We seem to consider this to be sacred territory and almost taboo. I’ve been making a lot of changes and wanted to let the dust settle a little before talking about this. Well, I love breaking taboo – if you’d ask my friends, they’d tell you how I tend to say things that seem inappropriate, but are usually what everyone is thinking.  It might be some stirring the pot but it gets some good conversation going! When our net worth hit the $1 million mark back

Interview on the FIRE Stories Site

Guest Post on the FIRE Stories Site

Hey everyone – just wanted to let you know about an interview I just did for Tim Pittman at FIRE Stories. FIRE Stories is a newer site that Tim started just this past January.  He interviews folks who have achieved financial independence and retired early.  His aim is to determine how they got to where they are today, what mistakes they’ve made along the way, and garner advice on how to start adopting the FIRE mindset. I didn’t know Tim when he approached me, but I really liked the mission of the site so I happily agreed to be a part of it.  We’ve only talked through email, but he seems like a great guy and I’ll be following his site

The Minutiae of Moving to Another Country

The Minutiae of Moving to Another Country

Minutiae.  It’s such a funny word. It makes me chuckle just saying it, so I thought it would be perfect for what I want to talk about today. We’re learning pretty quickly that when you want to move to another country, you can’t just pick up and leave.  There’s a lot of minutiae that will need to be ironed out in the planning. See, wasn’t that was fun to read that word again?  Minutiae. Anyway, I thought I’d take some time today to talk about some of the minutiae we’re starting to think more about lately. Fine, I’ll stop saying the word… for now.  But I do have a funny feeling it’ll find it’s way into this post at some

My First FIRE Presentation on Geoarbitrage

My First FIRE Presentation on Geoarbitrage

Yup, you read that right… I did a FIRE presentation regarding geoarbitrage and our plans to move to Panama. Deanna (aka Ms. Fiology) asked me to do a talk for the ChooseFI local group in Northeast Ohio.  I’m a reasonably outgoing guy, but public speaking is a whole different ball game. I had never done a presentation like this before, but I decided why not push my comfort level and give it a shot?  So I agreed. Although my stipulation was that we keep the FIRE presentation informal, my mind tends to not work that way.  I would have liked to just wing it and simply talk about our story on-the-fly and field questions throughout. Instead, I ended up putting together