Should I be concerned that my credit score dropped recently? I mean, after all, your credit score helps financial institutions define your reliability in the world of finance. It’s like your report card to see how you’re doing. A great score likely means you’ll get better rates when applying for a loan. A bad credit score usually equates to a higher rate – if you’re able to get approved at all. I’ve always maintained a good score, even when I was in deep consumer debt back in the college years. Even though I had a lot of credit card debt, I was still paying at least the minimum every month. Back when balance transfers were big with the credit card
I’ve been running a blog now for almost 4 years and I have a few thoughts on the subject that have been rattling around in my head lately. I probably should be saving this post for my “blogiversary” in a couple of months. But since this was on my mind, I figured I’d be a rule-breaker… yeah, I’m a rebel like that! Running a blog is a unique endeavor. Some folks do it as a hobby and some as a business. Some writers post routinely while others just go with it when they feel like it, which might only be once a month, for instance. What really makes it different though is that it’s generally a long-term game of growth.
Saving every penny and pushing frugality to its limit or spending every penny to live for today. How does the Route to Retire family handle their spending? Good news! After a lot of prodding, I think I might have been able to convince Mrs. R2R to do some occasional guest posting. Hopefully, you’ll see some more of these in the mix. She told me she’s hoping to write a post on the process she’s gone through in figuring out homeschooling for our move to Panama. Wrapping your arms around everything involved and choosing the right curriculum has provided her with some “fun” over the past few months. In today’s post though, you’ll get an idea of her take on some
Retirement money is definitely something you shouldn’t be gambling with. But hey, it’s only your future on the line… what could go wrong? I admit it – I love gambling. That’s not something you’d expect to hear from a blogger in the personal finance community, but it’s true. I’m not an avid gambler – I just enjoy some table games or video poker at a casino every now and again. Sometimes I’ll even throw a little bit at a periodic game of Keno at the bar (worst odds ever!). Of course, I like it more when I’m winning, but I only play with money I’m prepared to lose. And please don’t take this as me being a casino regular with
Another day, another change of plans! This slight change is going to add to our already exciting adventure! As most of you already know, we’re moving to Panama this summer. I retired from my job at the end of 2018 and we’re getting closer to making this happen. In the meantime, we have two reasons we’re waiting so long to leave: We need to wait for our daughter to finish out her school year. We have a vacation planned with Mrs. R2R’s side of the family at the end of July. When we head from Cleveland to South Carolina for the vacation, that’s about it. Our lease will be done at the apartment and we’ll have our two suitcases each