October 2016

Bringing the Fun Back to the Workplace

10 Comments / General Thoughts, Motivation / /

This post is a lot different from the regular ones you’re used to with me.  I recently had a moment of reflection and wanted to share it with you… I continue to read everything I can get my hands on to help expand my knowledge and better both my life and that of my family.  I’m currently reading Dale Carnegie’s How to Win Friends & Influence People.  Yes, it’s a classic and I should have read it years ago, but I’m only […]

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Downsize My House to Quit My Job Sooner?

Downsize My House to Quit My Job Sooner?

22 Comments / Debt, Financial Independence / Retire Early (FIRE), Real Estate, Saving / /

My wife and I are very happy with our neighborhood – we like where we live, we like our neighbors, and the schools are good. But I recently had a thought… the only thing holding me back from reaching FI (financial independence) is the dollars owed on my mortgage.  Granted, I’ll reach FI before the mortgage is completely paid off, but for my plan to work, those extra payments for a couple of years will make things a little tight.  So, here

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Budgeting vs. Paying Yourself First

Budgeting vs. Paying Yourself First

20 Comments / Saving, Financial Independence / Retire Early (FIRE) / /

There are a lot of personal finance sites on the Internet.  Although there are really only a handful of real topics out there (i.e. spending, saving, investing, taxes, etc.), what helps attract readers is the author’s take on the various subjects. One thing I noticed on most of my cohort sites out there is the focus on budgeting.  So here’s a unique perspective… I’ve never budgeted. That’s right.  I’m probably in the minority, but I’ve never set a budget for

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Timing the Market

Timing the Market – A Smart Move?

10 Comments / Investments, Financial Independence / Retire Early (FIRE) / /

There’s been something that’s been eating at me for a couple of months now.  The stock market seems too bloated right now and I’m thinking about moving my money out of it. No, no – I’m not trying to be the guy timing the market.  I just think I should move the money in my 401(k) to cash for a little bit and when the market crashes, I’ll be able to buy again at much lower prices.  My 401(k) would

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