My Fantasy Week When I’m Financially Free

My Fantasy Week When I’m Financially Free

Most of us who are working to become financially free, spend a lot of our days daydreaming what it would actually be like to be financially free. I think the initial dream for a lot of us is to just sit on the beach all day sipping piña coladas – mmm, that does sound good! But, once the dream starts to become more real, it’s pretty likely that the piña coladas are only going to be a small part of the plan. In all actuality, what we think will be a regular week in the life of financial independence, will likely be quite different.  For instance, a lot of bloggers talk about how they anticipated slowing down and relaxing once they quit their jobs, but it just

What I’ve Learned About Blogging Over the Last Two Years

What I’ve Learned About Blogging Over the Last Two Years

I started the Route to Retire site in May of 2015 and quickly learned that blogging is an interesting endeavor.  Like most new bloggers, for the first few months, I would just write and publish and wonder “is anyone even out there?” The analytics showed a nibble here and there, but really… nothing. It took a number of months, but eventually, the traffic started to grow.  The comments on my posts began to slowly trickle in – and that was the most exciting part. Now, a couple years into it, I have a good number of visitors coming to my site every day and I’m enjoying the discussions that I get to have with my readers (that’s you!). All in all, it’s been a great ride so far,

Cutting Expenses is Great, But Here’s the Problem…

Cutting Expenses is Great, But Here’s the Problem…

Disclosure: This post contains affiliate links and we may receive a referral fee (at no extra cost to you) if you sign up or purchase products or services mentioned.In an effort to help in cutting expenses, I just changed our cell phone provider.  Here in the part of Ohio where I live, Verizon is the logical choice for a phone provider as they are the most prominent and basically lack any dead spots. I’ve been with them since the beginning – from GTE Wireless, to the transition to Alltel, to the transition to Verizon.  It just made sense.  However, although the pricing is Ok, it’s not great. Last week, I just moved us to Total Wireless.  We’re still using the Verizon backbone and their Bring

Will You Be Part of the 1% to Be Financially Independent by 50?

Will You Be Part of the 1% to Be Financially Independent by 50?

If you’re not familiar with Paula Pant from Afford Anything, you should take the time to check out her site… especially her podcasts, which are fantastic. I’m usually a little behind on my podcast rotation, but I just listened to another good one recently that fascinated me.  Clark Howard was her guest in #47: How to Stop Being Your Own Worst Enemy. I’ve always enjoyed Clark Howard – I’m not sure if it’s how down-to-earth he is for a guy who reached financial independence at 31 or just how happy the guy always seems to be. Either way, my wife and I used to really enjoy watching his show that was on HLN a number of years ago. What really stood out to me

$1 Million Net Worth… Now What?

$1 Million Net Worth… Now What?

Yup, you read that correctly… we now have a net worth of just over $1 million. I logged into Quicken today, updated all my accounts, and was excited to see this: Holy schnikes, a million dollar net worth!  It seems so surreal to think that we’ve reached such a big milestone. I’m really proud of how far we’ve come in our journey to financial independence. By keeping our expenses low, saving and investing as much as we can, and creating additional wealth through side hustles and real estate, we’ve really made some major strides in our financial future. Initially, we cut back on just a few things and saved the difference.  But over time, we’ve found that as we eliminate a lot of the

You’re the Average of the Five People You Spend Most of Your Time With

You’re the Average of the Five People You Spend Most of Your Time With

Jim Rohn, businessman and motivator, once said, “You’re the average of the five people you spend most of your time with.” It’s something that actually makes a lot of sense since those are the people who influence you the most.  It also might make you a little uncomfortable if your friends aren’t the most motivated people. Most likely, you enjoy your time with your friends (they are your friends after all!) and wouldn’t want to think that they might be holding you back in some way. However, not all friends help push you down the right track in life.  This isn’t because they’re bad people, but maybe they’re not motivated to do something great or take control of their finances and lives.  It’s time to determine if you should