General Thoughts

6 Years of Early Retirement: What I've Learned About Life, Money, and Happiness

6 Years of Early Retirement: What I’ve Learned About Life, Money, and Happiness

14 Comments / Life in Early Retirement, Blogging, Financial Independence / Retire Early (FIRE), General Thoughts, Health and Fitness, Motivation, Panama, Spending, Travel and Vacation / /

Today is the anniversary of my last day of work six years ago. At the end of the workday on December 31, 2018, I became free in a sense. That was the day my early retirement began. If you’ve dreamed about early retirement for a while like I did leading up to this, there’s a little surprise in store that you might not know… It’s not going to be exactly the way you envisioned. That’s because when we daydream or […]

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Beating Seasonal Depression: 4 Simple Yet Powerful Strategies I'm Using This Winter

Beating Seasonal Depression: 4 Simple Yet Powerful Strategies I’m Using This Winter

26 Comments / Health and Fitness, General Thoughts, Life in Early Retirement, Travel and Vacation / /

Ugh, summer’s officially over. I do love the fall here in Ohio – the changing of the colors makes everything beautiful outside. However, that means it’s time for the weather to begin shifting, which always gives me that looming feeling that winter is right around the corner. And that leads to the winter blues…. seasonal depression… or the more technical term, seasonal affective disorder (SAD). Whatever you want to call it, I’ve learned that I have an extremely hard time

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Time Is Precious: Rekindling Relationships Is Now a #1 Priority

Time Is Precious: Rekindling Relationships Is Now a #1 Priority

11 Comments / Motivation, Financial Independence / Retire Early (FIRE), General Thoughts, Health and Fitness, Life in Early Retirement / /

Around 14 years ago, one of my closest friends told me he had been diagnosed with colon cancer. I was shocked by the news but he didn’t seem any different and I knew he’d be just fine. After all, he was in his mid-thirties like I was and it was just a hurdle to overcome and life would be fine again. But then it wasn’t. As the months progressed, he got worse and worse and the chemotherapy and radiation didn’t

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The Art of Aging Well: Navigating Friendship and Mortality

The Art of Aging Well: Navigating Friendship and Mortality

8 Comments / General Thoughts, Health and Fitness, Life in Early Retirement, Motivation / /

Who woulda thunk it? I’m a little over a year from turning 50 and I couldn’t have imagined that I would be posting about aging well! I guess time flies when you’re having fun, right? And indeed, I have been having fun. Life truly is what you make of it and most of you know that we’ve done some unusual things that have opened up a new world that we never knew existed before… These things might not be the

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Your Money, Your Choices: Why Personal Finance Is Deeply Personal

Your Money, Your Choices: Why Personal Finance Is Deeply Personal

12 Comments / Motivation, Financial Independence / Retire Early (FIRE), General Thoughts, Investments, Saving, Spending, Taxes and Financial Planning, Travel and Vacation / /

Personal finance is such an interesting facet of life. It’s a part of every one of our lives whether we like it or not and most of us think we know what’s best for ourselves… and everyone else. But the reality is that while we can learn as much as we want about the subject, we really should only focus on what’s best for ourselves. Why is that? It’s because, funny enough, personal finance truly is personal. You might have

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7 Cool Resources for Your Mind, Body, and Wallet

7 Cool Resources for Your Mind, Body, and Wallet

14 Comments / Motivation, General Thoughts, Health and Fitness, Investments, Travel and Vacation / /

I love reading articles that have something tangible to present. It doesn’t matter if it’s books, documentaries, software, or some kind of hack to improve your life that’s good for your mind, body, or wallet. Make me a better person! Sometimes folks ask me questions about how I accomplished something or why I do things in a particular way. The questions usually revolve around anything from finances to technology to health or anything else that might be on someone’s mind.

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Finding My Place Again in the U.S. – 3 Things I’m Worried About

Finding My Place Again in the U.S. – 3 Things I’m Worried About

31 Comments / General Thoughts, Financial Independence / Retire Early (FIRE), Geoarbitrage, Life in Early Retirement, Panama, Travel and Vacation / /

We moved to Boquete, Panama back in 2019, just months after I had retired from work at the end of 2018. We had sold everything we owned and moved to a country that we had only visited one other time – a country where we knew no one and almost everyone speaks Spanish. You would think that this whirlwind would be one of the biggest hurdles in life to adjust to and figure out. Funny enough though, finding my place

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Why Not One More? Transform Your Life!

Why Not One More? Transform Your Life!

12 Comments / Motivation, Debt, Financial Independence / Retire Early (FIRE), General Thoughts, Health and Fitness, Investments / /

I realized something while working out recently – something important to understand. There’s one thing that keeps many of us from achieving extraordinary things in life. It’s the difference between average and exceptional – just two simple words… One more. Imagine lifting a set of dumbbells and you plan to do 12 in your set. When you get to 12, what’s stopping you from doing one more? It might not sound like much, but if you consistently raise the reps

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I Need a Mental Break

I Need a Mental Break

30 Comments / Health and Fitness, Blogging, General Thoughts, Life in Early Retirement, Travel and Vacation / /

I’m exhausted and I need a mental break. There’s this weird dynamic in the blogging (and social media) world where the more you’re out doing “stuff”, the more it looks like you’re out living the dream. I’ve never really cared much about all that but I do put my life out there for everyone (both good and bad). And this year, we’ve been insanely busy doing more stuff than I could have ever imagined. Most of you know that we’ve

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3 Attainable Characteristics That Drastically Improved My Quality of Life

3 Attainable Characteristics That Drastically Improved My Quality of Life

14 Comments / Motivation, Education, General Thoughts, Health and Fitness, Life in Early Retirement, Panama, Travel and Vacation / /

None of us are perfect. That’s life and we all know it. But that doesn’t mean we shouldn’t try to improve our quality of life. That applies to us physically, mentally, and spiritually. Doing so can make you healthier, stronger, smarter, and happier. I have this innate tendency to not become complacent. I want to continually work on bettering my quality of life. I want to become the best person I can be. I know that I’ll never be able

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