I Had to Fire an Employee Today

I Had to Fire an Employee Today

I had to fire an employee today. I’ve let a number of people go over the years and it’s never something anyone enjoys… not me as the manager and certainly not the employee. But, it had to be done.  His performance was definitely sub-par and it was affecting relationships with customers and hurting morale with good employees. Here’s the thing, though – it doesn’t matter. It doesn’t matter that it went as good as it could go.  It doesn’t matter that he knew it was coming.  It doesn’t matter that we gave him a decent severance. Unless you’re made of stone, it’s just horrible to have to sit down with a good person, completely disrupt their life, and cause them some amount of

Why Do We Buy Crap??

Why Do We Buy Crap??

Sometimes I can’t help but shake my head that we as a society feel compelled to buy crap just because we feel we “need” it. There are millions of people here in the U.S. that, although not by choice, manage to live on $2 a day.  But when it comes to the middle class, even with increasing salaries, most families buy and buy and still feel like they need more stuff. Why? Why do people love to waste their hard-earned money on crap? I’m not above this, but I think I’ve changed tremendously over the past decade.  I’ve really become much better at just living more simply. When I was working during my college years, I was a spender.  I’ve talked about how I

Long-Term Food Storage Needs to be Part of Your Plan

Long-Term Food Storage Needs to be Part of Your Plan

Disclosure: This post contains affiliate links and we may receive a referral fee (at no extra cost to you) if you sign up or purchase products or services mentioned.Why in the world are you finding a post on long-term food storage on a blog that focuses on finances?  Isn’t this a topic you would only find on the survival sites out there? Possibly, but I want to shake things up a bit. And here’s why: planning for your financial future should take into consideration the pitfalls of life that can hit you at any time… and that includes the possibility of running into a situation where food and water become a lot more scarce.   So, what is long-term food storage? The whole

2017 Personal and Financial Goals

2017 Personal and Financial Goals

Disclosure: This post contains affiliate links and we may receive a referral fee (at no extra cost to you) if you sign up or purchase products or services mentioned.Well, it’s 2017, which means it’s time to take stock of how your previous year went, but more importantly, you should set your sights to the future and get your personal and financial goals put in place for the year. Here are my plans for the year… My 2017 Financial Goals   Buy another rental property Buying rental property is an important stream of passive income that I’m working on building.  Currently, we own a couple of rental properties – a single-family house and a duplex.  They’re both filled and the duplex brings in a much better

Year-End Review

Year-End Review

Disclosure: This post contains affiliate links and we may receive a referral fee (at no extra cost to you) if you sign up or purchase products or services mentioned.Well, this is it – the last post of the year.  I hope all of you had a great holiday and are looking forward to the new year!  I thought this would be a good time to do a year-end review and look back at what I got accomplished throughout the year (and what I didn’t!). Let’s start with the 8 Financial Goals we had set at the beginning of the year for ourselves… 1) Build back up our online savings After the 25% we put down on the duplex we bought at

Time Versus Money – Which is More Valuable?

Time Versus Money – Which is More Valuable?

It’s funny how priorities seem to change as you age and as your income changes.  Years ago, I never would have thought about paying for something I could do myself… nowadays though, that line isn’t always so clear.  Time versus money is a topic that I think we’re all familiar with. When you’re young and scrappy, you likely have a little more time on your hands and little less money.  Eventually though, life catches up to you and things like a spouse, career, and maybe some kids tend to make time a little more valuable.  Hopefully, your career starts to generate a little more income for you as well as you gain experience in whatever field you’re in.   Oil Changes