Well, tomorrow is the big day… we’re finally flying out and moving to Panama! And with that, I thought it would be a good opportunity to talk about change and my plans to be a better person. That’s right – who woulda thunk I could be any more of a better person than I already am?! Well, guess what – even people like little old me have a little breathing room to improve on in our lives! Striving to let go So let’s start on the side of letting things go… I’m a planner and a worker and always have been. Organization is my middle name. When a trip or event is being scheduled with friends or family, I’ve
Having retirement problems when you’re early retired can sometimes sound petty. It’s like winning the lottery and then complaining about the amount you have to pay in taxes. So, don’t get me wrong – I’m having the time of my life since I left my job in 2018. Gaining freedom and more time are two facets of life that only a small percentage of people can fully realize and I’m loving every minute of it. We’ve been enjoying time together as vagabonds over this past month playing at Kelleys Island, Great Wolf Lodge, Cedar Point, and more. When this post comes out, we’ll be on vacation in South Carolina… yeah, just what we need, another vacation! And all of this
My nephew recently started reading this blog and it got me thinking. What would be valuable information for him as a reader? What do I wish I knew when I was younger? He’s almost 20 years old and he just started a career in construction probably close to a couple of years ago. At his age, I know I wasn’t very smart financially. Don’t get me wrong – I thought I was, but looking back, I made some stupid decisions. So, like any old man, I almost feel obligated to pass along some of the knowledge I wish I knew back then to help him out. And yeah, 43’s not that old, but I’m not getting any younger! Do you
When we first sought out our new adventure, we thought we could basically just pack up and go. I mean, you just sell everything and move to Panama, right? Ha! Wishful thinking! There’s a tremendous amount of planning involved to make this a smooth transition. I’ve talked about some of the minutiae we’ve encountered in our planning, but now it’s time for more scoop. And considering we’re about to embark on a huge adventure, I thought it would make sense to try to update everyone a little more frequently on how things are coming along. Sometimes I get caught up in trying to stick solely to money topics that I forget our readers also want to know what’s actually going
Should I be concerned that my credit score dropped recently? I mean, after all, your credit score helps financial institutions define your reliability in the world of finance. It’s like your report card to see how you’re doing. A great score likely means you’ll get better rates when applying for a loan. A bad credit score usually equates to a higher rate – if you’re able to get approved at all. I’ve always maintained a good score, even when I was in deep consumer debt back in the college years. Even though I had a lot of credit card debt, I was still paying at least the minimum every month. Back when balance transfers were big with the credit card
I’ve been running a blog now for almost 4 years and I have a few thoughts on the subject that have been rattling around in my head lately. I probably should be saving this post for my “blogiversary” in a couple of months. But since this was on my mind, I figured I’d be a rule-breaker… yeah, I’m a rebel like that! Running a blog is a unique endeavor. Some folks do it as a hobby and some as a business. Some writers post routinely while others just go with it when they feel like it, which might only be once a month, for instance. What really makes it different though is that it’s generally a long-term game of growth.