The Three-Year Blog Post… Finance Lessons Learned

The Three-Year Blog Post… Finance Lessons Learned

3 years.  That’s what this blog post marks… three years of blogging on Route to Retire. For new bloggers, this might sound like a long time.  However, I look at some of the others out there who have been doing this for over a decade – like J.D. Roth at Get Rich Slowly or J. Money at Budgets Are Sexy.  It’s then that I realize I’m still somewhat of a rookie in the blogosphere. I’ve consistently posted a minimum of once a week (haven’t missed a week yet!) and I’ve seen a steady increase in both readers and blog income. On last year’s anniversary, I talked about what I’ve learned about blogging.  That seemed to help a lot of newer bloggers out.

Buying an Investment Property? Here’s Why I Sold Mine

Buying an Investment Property?  Here’s Why I Sold Mine

Buying an investment property might be one of the smartest things you can do… if you do it right. Most of my money is in the stock market because of the ease of investing in it, the company match offered, and other incentives.  However, I don’t fully trust it. The biggest reason why is that you don’t really have control over what happens.  Sure, you can choose your specific investments, but it’s not up to you to determine if that stock will go up or down. When you’re buying an investment property, though, you have the ability to determine your own path.  If you understand the numbers, you can put yourself in a position where you’ll likely be successful. We

Why Spider-Man’s Path is Like the Journey to FIRE

Why Spider-Man’s Path is Like the Journey to FIRE

Thought we’d try something a little different in this post for those of you interested in the journey to FIRE (Financial Independence / Retire Early). It’s time for a little analogy on how a hero’s journey is similar to the path to FIRE! You might notice that in a good number of the hero stories and movies out there a pattern seems to take place.  Well, that’s because there’s actually a twelve-step plan they like to follow. Don’t believe me?  Here’s the blueprint for these important storytelling moments.  No, don’t leave this post yet – I’ll go through these twelve steps with you. But more importantly, I’m going to take you through how that pattern and how it relates to the

How FIOR Can Save You From the FIRE

How FIOR Can Save You From the FIRE

In 2017, Lisa at Mad Money Monster coined the term FIOR in her blog post, F.I.O.R. – Financial Independence Optional Retirement.  And you know what… she nailed it. The premise of her post was that a lot of folks become excited about what the FIRE (Financial Independence, Retire Early) community stands for and they head down a similar path. However, not everyone needs to jump ship and retire early. Lisa and her husband, for example, are on the road to financial independence.  But he has no intentions to ever quit his job and she’s realized she’s really after options.  She wants the option to keep working if she wants… or quit if she decides to at some point down the line.

The #1 Question We’re Asked About Moving to Panama…

The #1 Question We’re Asked About Moving to Panama…

My loyal readers know that we’re planning on moving to Panama in 2020. We’re quitting our jobs at the end of 2019.  We’ll then let our daughter finish out her school year (fourth grade).  And then, yeah, we’re moving to Panama. Sounds crazy, right?  You can say it – you won’t hurt my feelings. What’s funny is that most of our friends don’t have the heart to tell us what they’re really thinking.  We know what they’re really thinking is “What the #$%^ is wrong with you?  Panama?  Are you insane?!” Instead, they aim for a more diplomatic approach and the first question is always the same… Why Panama? It seems like no one wants to ask us why we’re

Is Retiring Early Really the Best Thing for Our Family?

Is Retiring Early Really the Best Thing for Our Family?

Is retiring early really the best thing for our family?  That’s the question Mrs. R2R sought to answer. Since the Route to Retire blog started in May of 2015, I’ve been hoping to get the other side of the R2R equation (Mrs. R2R) to be a part of the conversation here. It’s easy to get the opinion of one person on the subject of financial independence and retiring early.  However, it’s a completely different story to hear what that person’s better half has to say about the subject. Sometimes you have a saver and a spender in the relationship.  Maybe you have someone ready to retire early and someone who really enjoys working with no plans to ever stop. Getting