Motivation

To Truly Reach for the Stars, Challenge Herd Mentality

To Truly Reach for the Stars, Challenge Herd Mentality

I had a little bit of a strange realization the other day. We tell our kids, friends, and other family members that we support their dreams. We tell them to reach for the stars and they can be or do anything they want to in life. But guess what – those are just some empty words. Even though we say to reach for the stars, those words can be meaningless due to our actions. We push our kids to chase …

To Truly Reach for the Stars, Challenge Herd Mentality Read More »

Only You Can Change Your Life… Seriously!

Only you can change your life.  Only you can change you. I was jogging back from the gym the other day and it reminded me of something.  I absolutely hate going to the gym.  I’ve talked about it before, but I do – I hate it. So then why do I do it? Because I want to be a better me. That’s it.  That’s the only reason.  It would be so much easier to sit on the couch and drink …

Only You Can Change Your Life… Seriously! Read More »

Is FIRE the Finish Line or Just the Beginning?

Looking back on my own path to financial independence, I treated the whole thing like a race in my mind.  Reaching the finish line was the utmost important goal. As I continued to make more money every year through raises, I saved more and more.  But the other side of the equation is cutting expenses… and cut expenses we did! In my mind, if it wasn’t a necessity, I really had to think about if it made sense to spend …

Is FIRE the Finish Line or Just the Beginning? Read More »

What the FIRE Movement Means to Me

What the FIRE Movement Means to Me

I recently came across a question in the FinCon Community Facebook Group relating to the FIRE movement (financial independence / retire early).  It was asked by Jeff Rose, creator of the Good Financial Cents site. If you’re not a member of the FinCon Facebook group, you likely won’t be able to access this link.  However, the question asked was “Who disagrees with the FIRE movement and why?” The post drew quite a number of comments that spanned all sorts of …

What the FIRE Movement Means to Me Read More »

The Biggest Secret the Library Offers to Enrich Your Life

The Biggest Secret the Library Offers to Enrich Your Life

Oh, the times they are a-changin’.  I don’t think Bob Dylan was talking about the library in his early ’60s song, but boy oh boy, libraries are much different than they were when I was a kid. Of course, you have the obvious stuff like digital card catalogs and the ability to use the computers if you need Internet access.  Heck, I even used them over the past year during those unusual times I needed to print something (I haven’t …

The Biggest Secret the Library Offers to Enrich Your Life Read More »

One of the Absolute Best Facets of Early Retirement

A lot of you have been following FIRE (financial independence, retire early) blogs as you continue down your own path toward financial freedom.  And the numbers to reach FI (financial independence) are important, but what about the early retirement side of things? Some of you will continue to work and just want FI to ensure a secure retirement.  If you love what you do, that’s the best scenario you can have.  Congratulations! But others of you want to get out …

One of the Absolute Best Facets of Early Retirement Read More »

Striving to Let Go and Be a Better Person

Striving to Let Go and Be a Better Person

Well, tomorrow is the big day… we’re finally flying out and moving to Panama!  And with that, I thought it would be a good opportunity to talk about change and my plans to be a better person. That’s right – who woulda thunk I could be any more of a better person than I already am?!  Well, guess what – even people like little old me have a little breathing room to improve on in our lives!   Striving to …

Striving to Let Go and Be a Better Person Read More »

How to Get a Million Dollars for Your Nest Egg

How to Get a Million Dollars for Your Nest Egg

By early 2017, we had finally built our net worth up to over a million dollars.  It was a great feeling to reach that milestone, but it didn’t really change things for us – we just continued to follow our plan. When I left my job at the end of 2018, we had a net worth of about $1.1 million and, thanks to the bull market still pushing ahead, it’s roughly $1.2 million right now. I’ve written a few posts …

How to Get a Million Dollars for Your Nest Egg Read More »

8 Financial Tips I Wish I Knew When I Was in My 20’s

My nephew recently started reading this blog and it got me thinking.  What would be valuable information for him as a reader?  What do I wish I knew when I was younger? He’s almost 20 years old and he just started a career in construction probably close to a couple of years ago.  At his age, I know I wasn’t very smart financially.  Don’t get me wrong – I thought I was, but looking back, I made some stupid decisions. …

8 Financial Tips I Wish I Knew When I Was in My 20’s Read More »

FOMO is the Cancer of FIRE

FOMO is the Cancer of FIRE

Scary title, right?  Using a word like “cancer” is not something to take lightly and saying that FOMO is the cancer of FIRE is something that should make you raise an eyebrow. But here’s the thing… that’s exactly what it is.  And it has the power to destroy your journey to FIRE. Today I’m going to explain why this and how to avoid it. But first, let’s define a couple of words:   FOMO (or FoMO) FOMO stands for Fear …

FOMO is the Cancer of FIRE Read More »