If Tomorrow Never Comes…

If Tomorrow Never Comes…

I’ve been thinking a lot about tomorrow lately and any regrets I would have if that day never arrived. There was a touchy-feely show on back in the 80’s called Highway to Heaven.  I was only a kid back then, but I used to watch it all the time and I loved it. I’ll wait while you laugh at me. Yeah, well, it gets worse. I was pretty excited to see that it showed up on Netflix at some point so now I’ve been watching the series all over again. Um, yeah, I have problems. For some reason, I decided to look up Michael Landon and find out some of his background. If you aren’t familiar with him, he, unfortunately,

It Doesn’t Matter, So Stop It!

It Doesn’t Matter, So Stop It!

In general, we seem to have a tendency to focus a lot of our time and money on the things that don’t really matter.  It’s time to stop it and instead concentrate on what does matter… So far this summer we’ve taken a fantastic trip to Panama and spent a few days at a cottage on Kelleys Island on Lake Erie.  We’re starting to pack for a week-long vacation trip to Tennessee we have coming up in the next couple of weeks. I’m also going on a backpacking weekend in the Allegheny National Forest in Pennsylvania in September.  And, of course, I’m more than excited about my first trip to FinCon in Dallas in October.  In the meantime, we’re trying

An Open Letter to My Daughter

An Open Letter to My Daughter

An Open Letter to My Daughter My father passed away when I was around the age my daughter is now.  That’s made me think over the years that, should something ever happen to me, I’d like to know that I was able to pass on some of what I’ve learned. With that, I decided to write a letter to my daughter with some of my thoughts. I consider this a work in progress.  There’s ultimately too much information to share at one time, so I’ll probably update this post or add an additional letter at a later time. I’ve made the decision to share the letter to my daughter because I’m hoping that, as she gets older, she might appreciate this site as a document of

My Fantasy Week When I’m Financially Free

My Fantasy Week When I’m Financially Free

Most of us who are working to become financially free, spend a lot of our days daydreaming what it would actually be like to be financially free. I think the initial dream for a lot of us is to just sit on the beach all day sipping piña coladas – mmm, that does sound good! But, once the dream starts to become more real, it’s pretty likely that the piña coladas are only going to be a small part of the plan. In all actuality, what we think will be a regular week in the life of financial independence, will likely be quite different.  For instance, a lot of bloggers talk about how they anticipated slowing down and relaxing once they quit their jobs, but it just

Will You Be Part of the 1% to Be Financially Independent by 50?

Will You Be Part of the 1% to Be Financially Independent by 50?

If you’re not familiar with Paula Pant from Afford Anything, you should take the time to check out her site… especially her podcasts, which are fantastic. I’m usually a little behind on my podcast rotation, but I just listened to another good one recently that fascinated me.  Clark Howard was her guest in #47: How to Stop Being Your Own Worst Enemy. I’ve always enjoyed Clark Howard – I’m not sure if it’s how down-to-earth he is for a guy who reached financial independence at 31 or just how happy the guy always seems to be. Either way, my wife and I used to really enjoy watching his show that was on HLN a number of years ago. What really stood out to me

$1 Million Net Worth… Now What?

$1 Million Net Worth… Now What?

Yup, you read that correctly… we now have a net worth of just over $1 million. I logged into Quicken today, updated all my accounts, and was excited to see this: Holy schnikes, a million dollar net worth!  It seems so surreal to think that we’ve reached such a big milestone. I’m really proud of how far we’ve come in our journey to financial independence. By keeping our expenses low, saving and investing as much as we can, and creating additional wealth through side hustles and real estate, we’ve really made some major strides in our financial future. Initially, we cut back on just a few things and saved the difference.  But over time, we’ve found that as we eliminate a lot of the