Investments

I recently completed a transfer of our health savings account (HSA) from Health Equity to Fidelity.  Today, I want to tell you why I made this move and explain the process. First off, if you aren’t familiar with health savings accounts, they’re one of the most valuable accounts you can have in your arsenal.  I’ve talked about how an HSA is the best bang for your buck in that the account belongs to you and not your employer. Unlike a Flexible Spending Account (FSA), the money you have in it doesn’t expire after the plan year is over either.  It’s yours for the long haul! Your money also goes in as pre-tax dollars, grows tax-free, AND is tax-free on withdrawal

Another day where the personal finance community helps each other out.  This time it was with my very own coin collection. As we’re continuing to prepare for our big move to Panama later this summer, we’re cleaning house as much as we can.  Between selling, giving away/donating, and trashing all our stuff, we’ve been plenty busy. Eliminating the big stuff like furniture has been nice.  It’s been pretty quick to go on OfferUp and frees up tons of space.  We feel like we’re making good progress when that stuff goes out the door. But then, there’s the smaller stuff that’s a real pain in the @#$.  One of those examples is all my collectibles. I have comic books, Garbage Pail

Retirement money is definitely something you shouldn’t be gambling with.  But hey, it’s only your future on the line… what could go wrong? I admit it – I love gambling.  That’s not something you’d expect to hear from a blogger in the personal finance community, but it’s true. I’m not an avid gambler – I just enjoy some table games or video poker at a casino every now and again.  Sometimes I’ll even throw a little bit at a periodic game of Keno at the bar (worst odds ever!). Of course, I like it more when I’m winning, but I only play with money I’m prepared to lose. And please don’t take this as me being a casino regular with