Investments

The majority of my net worth is tied up in my 401(k).  The reason, if you remember, is that my employer gives me an unlimited 35% match on my plan. This makes it hard to pass up the free money. However, it makes it a lot harder to get to that money when retiring early. When I was younger, I really just planned on having millions… being rich would just carry me into retirement.  However, after digging more into things […]

If you’ve read Part 1 and Part 2 of this series, you might already be maxing out your company’s match on your 401(k) plan and putting the rest in a Roth IRA.  Well, now it’s time we look at something even better… the holy grail of retirement plans – the Roth 401(k)!! Ah, the Roth 401(k) – that elusive unicorn… I know you’re out there somewhere! I’m still waiting to see the Roth 401(k) become available at my company, but that

Should you put money into your retirement accounts such as 401(k) plans or invest your money elsewhere?  The ideal scenario is for you to have enough passive income coming in that retirements accounts aren’t really as critical. However, most of us aren’t that fortunate.  That said, a good balance is going to be the best bet toward a smooth retirement.  So, what’s the difference between some of the different retirement vehicles and where should you be putting your money? 401(k) Most