Spending

Southwest Companion Pass: Why Now's the Best Time to Act

Southwest Companion Pass: Why Now’s the Best Time to Act

2 Comments / Travel and Vacation, Spending / /

The Southwest Companion Pass… the holy grail of travel. If you’re not familiar, the Companion Pass allows the earner to bring someone with them for free on every single flight booked by the holder (provided there’s an available seat). Think of the money you could save by cutting flight prices for two people in half while traveling! This is normally a “prize” for someone who flies a lot… like a real lot. The qualification is to fly 100 flights (or earn […]

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Free Cruises with Just a Little Leg Work… Living Like Rock Stars!

Free Cruises with Just a Little Leg Work… Living Like Rock Stars!

12 Comments / Travel and Vacation, Life in Early Retirement, Saving, Spending / /

Back in May, I wrote a post called The Next Mission… Free Cruises Through Casino Status Matches! It was all about how we stumbled upon a way to get free cruises and what we planned to do to make it happen. Well, here we are several months later and I realized it’s time to update you on how it’s going and what’s next. It’s actually been a cool little adventure figuring out what we need to do and then taking

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The Funny Thing About Sequence of Returns Risk…

The Funny Thing About Sequence of Returns Risk…

15 Comments / Investments, Financial Independence / Retire Early (FIRE), Spending, Taxes and Financial Planning / /

If someone decides to retire and live off of their investment portfolio, an important detail called the sequence of returns risk can be one of the most critical components to comprehend. You might have an understanding or at least a notion of the 4% rule that helps give you some direction in retirement planning. The idea is that you likely can take out 4% from a given portfolio every year and never run out of money. There are several caveats

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Breaking Up With PocketGuard: Why Quicken Simplifi Won Me Over

Breaking Up With PocketGuard: Why Quicken Simplifi Won Me Over

9 Comments / Spending, Debt, Financial Independence / Retire Early (FIRE), Investments, Saving, Taxes and Financial Planning / /

Well, I’ve gone and done it again… I switched personal finance apps in my quest to find the right one for what I needed. I thought PocketGuard was the one, but it turns out I was wrong. I only used PocketGuard for about 6 months but it had some shortcomings that just didn’t work well for me… so I decided to bail on it. Fortunately, I think Quicken Simplifi will be the answer I have been looking for all this

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8 Months and 13,409 Miles Later... Our RV Adventure is Over

8 Months and 13,409 Miles Later… Our RV Adventure is Over

17 Comments / Road Trip, Life in Early Retirement, Spending, Travel and Vacation / /

After 8 months of living in an RV (with a couple of small breaks in between), our RV adventure has come to an end. It’s a little bittersweet in a lot of ways. We saw so many incredible places that we never would have had the opportunity to do otherwise. We got to do so many cool things during our life on the road. And we saw several old friends we usually don’t get the chance to see very often.

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The Next Mission… Free Cruises Through Casino Status Matches!

The Next Mission… Free Cruises Through Casino Status Matches!

22 Comments / Travel and Vacation, Life in Early Retirement, Spending / /

I love going on cruises for vacation – it’s my absolute favorite vacation. I know that some people hate ’em and think they’re nothing but a big old petri dish ready to spread disease to whoever gets on board. Some people don’t like the idea of being on a ship in the middle of the vast ocean. Others don’t like that you might only get 8-9 hours in port to explore other countries. Guess what… I don’t care. I love

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A Travel Nightmare: Free Airport Lounge Access to the Rescue!

A Travel Nightmare: Free Airport Lounge Access to the Rescue!

8 Comments / Travel and Vacation, Here's Why I'm Liking..., Life in Early Retirement, Spending / /

We had a travel fiasco last summer on our way back from a month-long stay in Boquete, Panama. One small element of bad weather caused a delay that turned everything into an overnight mess. Exhausted, both physically and mentally, we ended up finding some sort of redemption the next morning thanks to a free credit card perk we have… airport lounge access. If you’re not aware of how nice airport lounge access can be when traveling, you’re missing out. But

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My Game-Changing Spreadsheet to Track Upcoming Credit Card Bills

My Game-Changing Spreadsheet to Track Upcoming Credit Card Bills

8 Comments / Spending, Debt / /

Once upon a time, I decided that I wanted to be a little more “hands-off” with our finances once we became early retirees. This didn’t mean to push down the major planning or big moves but rather just the day-to-day spending. For years, I was spending my life inside Quicken instead of taking a step back, handling the big picture, and not worrying so much about all the smaller details. So, I let Quicken go after almost 20 years of

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Our 9-Month RV Adventure: The 55+ Essential Items We Bought for the Road

Our 9-Month RV Adventure: The 55+ Essential Items We Bought for the Road

8 Comments / Road Trip, Life in Early Retirement, Product and Service Reviews, Spending, Travel and Vacation / /

It’s crazy to think that we’re already 4 months into our 9-month RV adventure around the country. We completed our first loop (of 3 planned) and went from Ohio to Texas and back. We’re now on loop 2 as we head toward the south for a couple of months and then make our way up the east coast when we smell spring getting near. Then we’ll be making a massive trip out west for loop 3 throughout the spring and

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Wellness, Wealth, and Wanderlust: Paving the Way for 2024

Wellness, Wealth, and Wanderlust: Paving the Way for 2024

18 Comments / Life in Early Retirement, Financial Independence / Retire Early (FIRE), Health and Fitness, Investments, Kids, Motivation, Road Trip, Spending, Travel and Vacation / /

In the blink of an eye, 2023 has come and gone. Whether you had a great year or not, it’s time to decide if you’re going to make 2024 a better one! Our 2023 was something truly different and not anything I would have imagined. Our wanderlust took over and we ended up buying an RV, letting the lease lapse on our apartment, putting our stuff in storage, and set off to travel the country. We’ve been learning the RV

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