Spending Archives - Route to Retire

One of the Best Money Books I’ve Ever Read

4 Comments / Debt, Education, Product and Service Reviews, Saving, Spending / By Jim @ Route To Retire / October 19, 2021 October 18, 2021

I just finished one of the best money books I’ve ever read. It’s vastly different than other books I’ve read over the years… and that’s a good thing. Alternating between reading fiction, non-fiction money-related books, and non-fiction books unrelated to finance works well for me. I love learning new takes on money but I don’t want to become completely absorbed in it. I also want some time for fiction to take me away periodically and allow my imagination to take …

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We’re Saving Over $800 on Our Trip to Mexico… Here’s the Plan

12 Comments / Travel and Vacation, Life in Early Retirement, Panama, Saving, Spending / By Jim @ Route To Retire / September 14, 2021 September 26, 2021

Moving back to the U.S. from Boquete, Panama next spring is going to be bittersweet. But we’re excited about our new adventures to come… starting with a trip to Mexico on the way back! It’s still hard for us to grasp that we’re not locked into doing the “normal” type of vacations anymore. Since we’re early-retired and Faith’s homeschooling, we have the ability to slow travel or just make up new paths in life on the fly. In this case, …

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We Don’t Need More Money… But I Want It!

40 Comments / Financial Independence / Retire Early (FIRE), General Thoughts, Investments, Life in Early Retirement, Saving, Spending / By Jim @ Route To Retire / August 24, 2021 August 24, 2021

The guiding principle of the Financial Independence / Retire Early (FIRE) movement is to get to the point in life where you have enough and don’t need more money to cover your expenses. Once you pull that off, you’re golden. You’re now financially independent and never have to work another day in life again… if you don’t want to. It sounds great, right? And for someone that pulled it off at the age of 43 a couple of years ago, …

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Tigo Just Made International Travel Easier

4 Comments / Panama, Spending, Travel and Vacation / By Jim @ Route To Retire / August 17, 2021 August 14, 2021

Tigo made a new change recently and it’s something that can make life easier for those on some of their cell phone plans. If you do a lot of travel back and forth between different countries like we do, you might be familiar with the SIM card juggling you need to do (unless you have a dual-SIM phone). In the U.S., you can use a service such as Google FI or T-Mobile to give you free roaming in other countries. …

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Our Travel Perks Are Drying Up and That’s Big $$$!

11 Comments / Travel and Vacation, Life in Early Retirement, Spending / By Jim @ Route To Retire / July 13, 2021 July 11, 2021

Between free flights and hotels, zipping through security and customs, or relaxing in airline lounges, travel perks can be such a wonderful asset. And without a doubt, I love every bit of ’em! Over the years, we built up a nice stash of these things just by being strategic in our credit card spending. They’ve not only helped to make our travel more comfortable but also a lot cheaper or completely free. Well, it’s been a few years, but our …

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One of My Favorite Ways To Learn How To Save Money

8 Comments / Product and Service Reviews, Consumer Protection, Education, Financial Independence / Retire Early (FIRE), Investments, Saving, Spending / By Jim @ Route To Retire / May 25, 2021 May 27, 2021

Those of you on the path to financial independence know there are only two ways to fatten your wallet: make more money or spend less. Today, I want to focus on telling you about an invaluable tool to learn how to save money. Most folks tend to start with cutting out the excess spending in their lives simply because it can be much easier than chasing after making more money. Regardless, both areas can be largely worthwhile and beneficial for …

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Teaching Kids About Money – Valuable Lessons Instilled

14 Comments / Kids, Debt, Education, Financial Independence / Retire Early (FIRE), Investments, Saving, Spending / By Jim @ Route To Retire / March 30, 2021 March 31, 2021

Relying on schools to educate your kids about personal finance is generally not going to be a smart move… most schools don’t even have a curriculum to teach them the basics. When it comes to teaching kids about money, the onus falls on you. That’s good news because you have an opportunity to ensure that your children are learning the right information. Just as many parents haven’t been educated about personal finance, many teachers themselves haven’t been either. If you …

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Being Rich – What Would Change in Life?

26 Comments / Financial Independence / Retire Early (FIRE), Saving, Spending / By Jim @ Route To Retire / March 2, 2021 February 27, 2021

Ah, the allure of tons of money… who hasn’t had the dream of being rich?! The things you could afford, the places you could go, the luxurious good times you could have. It’s fun to imagine all the cool things you could do with boatloads of money. Wait a minute, Jim – aren’t you already rich? You retired a couple of years ago at 43 for Pete’s sake! We’re definitely in a position that I’m more than elated for – …

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How We’re Streaming Movies, TV, and Music for Free

4 Comments / Spending, Product and Service Reviews / By Jim @ Route To Retire / February 23, 2021 February 23, 2021

The past decade has substantially transformed how we watch movies and TV and listen to music. Streaming movies, TV, and music is a great avenue of entertainment and the technology continues to mature and become better and better. All this cord-cutting has made the cable companies cringe, but I’m happy to see it. They’ve been gouging customers for years now as what I’d say are essentially monopolies across the U.S. Right now, they can still crush you on Internet prices, …

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A Better Life for Half the Price… Sound Appealing?

14 Comments / Product and Service Reviews, Geoarbitrage, Panama, Podcasts and Other Appearances, Spending, Travel and Vacation / By Jim @ Route To Retire / January 12, 2021 January 12, 2021

I recently finished reading the book “A Better Life for Half the Price” by Tim Leffel. This is the second edition of the book and it was just released this past November. Why was I reading this book when I’m already living that kind of life? Two reasons: 1) It’s intriguing to read about living in different areas of the world and compare my experiences from the U.S. and Panama. 2) I’m quoted in it a few times (how cool …

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