Spending

You Gotta Spend Money To Make Money, Right? Our Monster Travel Experiment

You Gotta Spend Money To Make Money, Right? Our Monster Travel Experiment

42 Comments / Travel and Vacation, Debt, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Spending / By /

We all know the saying “You gotta spend money to make money.” I’ve never bought into that but with this major change we’re making, I’ve really got my fingers crossed that it’ll run true. You see, my family and I made a big decision not even a month ago. We’ve decided to wrap up the lease to our apartment here in Ohio later this summer, put our stuff in storage, and travel around the country with an RV travel trailer …

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Limited Time, Unlimited Dreams: 3 Steps to an Extraordinary Life

Limited Time, Unlimited Dreams: 3 Steps to an Extraordinary Life

6 Comments / Motivation, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Panama, Saving, Spending, Travel and Vacation / By /

As I find my way closer to 50 (I’ll be 48 in a couple of months), I’m starting to see those small changes creeping up that I thought only happen to old people. Oh crap, am I old?!! Out of nowhere, my eyes have gotten a little weaker – both near and far! I can see close-up pretty well most of the time but I finally broke down and bought some readers for nighttime reading. The same goes for distance. …

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10-Year Wait Over: Our Refreshing Small Getaway Alone

10-Year Wait Over: Our Refreshing Small Getaway Alone

12 Comments / Travel and Vacation, Life in Early Retirement, Spending / By /

My wife, Lisa, and I used to be the king and queen of the small getaway. We took trips every chance we could… and then we had our daughter, Faith, almost 13 years ago. That changed everything. And that change was wonderful for sure… but the small getaway with just me and Lisa seemed to find its way out the door. Eventually, I retired from my working career at the age of 43 at the end of 2018. It was …

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Is Temu Legit? Here’s How I’m Saving Big With This Fun App

Is Temu Legit? Here’s How I’m Saving Big With This Fun App

12 Comments / Product and Service Reviews, Here's Why I'm Liking..., Saving, Spending / By /

So I’ve been playing a Mahjong game on my phone periodically when I get a few minutes here and there. My wife, Lisa, loves to rag on me and tell me that it’s a game for 95-year-old women but I enjoy it so I’ll just graciously accept my lumps from her. But the game does have its share of ads in it that you can’t pay to remove (though I’d probably be too cheap to do so anyway). For the …

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Boost Your Child’s Credit Score With This Simple Trick

Boost Your Child’s Credit Score With This Simple Trick

Leave a Comment / Kids, Debt, Spending, Taxes and Financial Planning / By /

In case you haven’t noticed, I’ve been trying to give my daughter the hook-up on her credit lately. Yes, Faith’s only 12, but that’s even more of a reason to work on it now – this will put her on the right track so she’ll be starting out strong. A few weeks ago, I discussed Freezing Your Child’s Credit: Why It’s Critical and How To Do It. This was the first step I wanted to do to make sure she …

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Master the Art of Anticipation: How Travel Planning Can Double Your Vacation Fun!

Master the Art of Anticipation: How Travel Planning Can Double Your Vacation Fun!

9 Comments / Travel and Vacation, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Panama, Spending / By /

It’s hard not to enjoy a good vacation… a chance to get away from the “same old” just for a little while. Traveling can be an opportunity to visit places you’ve never been, see new sites, meet interesting people, and maybe even try some different foods! Whether traveling just a short distance away, flying to another country, or cruising around the world, just the idea of travel gets the vacation-goer chomping at the bit. And that’s what’s so interesting – …

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There Shouldn't Be Boredom in Retirement or You're Doing It Wrong

There Shouldn’t Be Boredom in Retirement or You’re Doing It Wrong

18 Comments / Financial Independence / Retire Early (FIRE), Health and Fitness, Life in Early Retirement, Motivation, Spending, Travel and Vacation / By /

I recently went out with some good friends of mine – one I’ve been friends with since high school and two since college. They’re great guys and it’s always fun when the stars align and the four of us can get together. As always, we reminisced and laughed about all the hijinx and fun from the old days, talked about what’s currently been going on in each other’s lives, and delved into plans for the future. And of course, we …

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A Wake-Up Call: Our Annual Expenses in Retirement for the Past 4 Years

A Wake-Up Call: Our Annual Expenses in Retirement for the Past 4 Years

14 Comments / Spending, Financial Independence / Retire Early (FIRE), Life in Early Retirement / By /

In my post a couple of weeks ago, A Month-Long Panama Trip for 3 for an Unbeatable Price of Less than $1,500!, a reader named Ian asked in the comments what our expenses in retirement have been – both in the U.S. and while we lived in Panama. It was a good comment because he hit the nail on the head. I sometimes give a ballpark on what our bucket strategy is allowing us to spend each year… but I …

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A Month-Long Panama Trip for 3 for an Unbeatable Price of Less than $1,500!

A Month-Long Panama Trip for 3 for an Unbeatable Price of Less than $1,500!

23 Comments / Panama, Life in Early Retirement, Spending, Travel and Vacation / By /

I’ve been excited to talk about this for a while now, but I wanted to hold back until we were sure it was going to happen. Well, it’s now official… We’re heading back to Boquete for a month-long Panama trip! After just shy of 3 years of living in Boquete, Panama, we moved back to the U.S. last spring. We thoroughly enjoyed our time there but it was time to come back. A lot of folks continue to ask us …

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We Got the Chase United Explorer Card… Again. Boom! Easy Free Travel!

We Got the Chase United Explorer Card… Again. Boom! Easy Free Travel!

6 Comments / Travel and Vacation, Product and Service Reviews, Spending / By /

We just applied for (and got) the Chase United Explorer credit card. This time around it’s in Lisa’s name (my wife). What’s funny is that I really don’t think this is the best travel rewards card out there for a lot of people. There are so many choices and some others can actually be a better bang for the buck depending on your needs. For some reason though, we’ve come back to this card more than any other. I believe …

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