Spending

The FI Show Podcast Appearance – Geoarbitrage

The FI Show Podcast Appearance – Geoarbitrage

I first met Justin and Cody from The FI Show at a FinCon conference a couple of years ago. These might be two of the nicest guys I’ve ever meet. I believe that they were just starting their podcast at the time and they had asked me to be a guest at some point. I was game to do it but our paths didn’t really cross much for a while after that. Well, a few months ago, Justin and I …

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Overthinking the Cost of a Gym Membership

Overthinking the Cost of a Gym Membership

In the personal finance community, you tend to hear overwhelming voices shouting about how the cost of a gym membership makes it such a waste of money. It’s not hard to see why. Most folks in the community are trying to optimize their spending and cut out the costs they don’t need. Larger expenses like giant houses, fancy cars, and eating out excessively are a few of the big ones that we all know that can make it a lot …

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The Best Chrome Extensions for Online Shopping $$$

The Best Chrome Extensions for Online Shopping $$$

Last week, I dished out a post of over 6,800 words: Moving to Boquete or Visiting? The Ultimate List of Tips!! This week, I thought I’d keep things a little simpler and let you know about some of the best Google Chrome extensions for online shopping. It’s time to save some money, folks! With the holidays around the corner and the pandemic continuing to do its thing, shopping online should be even more widespread than ever this year. Sometimes I …

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$1.3 Million Net Worth… Yet Scraping By Right Now

$1.3 Million Net Worth… Yet Scraping By Right Now

Anytime you can throw the words “million net worth” into a discussion, the words “scraping by” shouldn’t follow. It just doesn’t fit the bill. Now before I continue, let me say that we’re fine, but we ran into an interesting financial problem that has messed us up this year. And, of course, my job is to share that with you so you can make sure you don’t run into a similar small dilemma. I’m always very forthcoming regarding our money …

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Free Nights – We’ve Had 5 at Hilton Hotels Recently

Free Nights – We’ve Had 5 at Hilton Hotels Recently

Getting free stays at a hotel can be such a winning feeling. But free nights at various Hilton Hotels makes it even nicer! Our recent 40-day road trip took us through a lot of the country. On leg one and leg two of the trip, we didn’t really need a hotel to stay at. We spent time camping, staying with friends and family, and even had a few nights sleeping in the car (including once in a Cracker Barrel parking …

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An Overnight at Cracker Barrel and 5,863 Miles Logged

An Overnight at Cracker Barrel and 5,863 Miles Logged

It’s hard to believe that our road trip is now over and we’re back in Ohio. It’s crazier to think that our first night of the last leg of our trip involved sleeping in a Cracker Barrel parking lot! We’ve been across a large part of this country on this journey and have had a ton of fun in the process. It’s been a good way to end the summer and have some fun while waiting and hoping we can …

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Personal Finance for Kids... Here's a Way to Teach 'Em!

Personal Finance for Kids… Here’s a Way to Teach ‘Em!

lt seems to be a relatively common discussion in the community here that we need some better education when it comes to personal finance for kids. The problem is that most schools don’t build this into the curriculum. Kids end up graduating from school more academically prepared but not financially prepared. That’s a huge problem. Personal finance for kids needs to be a pillar in our educational system. Not knowing even the basics such as the magic of compound interest …

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FI and Early Retirement… Could It All Come Crashing Down?

I’m not going to lie – being FI (financially independent) is a truly awesome feeling.  To realize that you don’t need to work again if you don’t want to takes such a massive weight off of your shoulders. But if you take it to the next level and throw in early retirement, you’re now solely depending on whatever you’ve put in place to sustain that financial independence. That’s scary.  No, I mean, that’s really scary. If you continue to work, you …

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We Got Turned Down for a Credit Card… Ok, Four!

Yeah, getting turned down for a credit card isn’t a good feeling. It doesn’t matter that Lisa and I each have credit scores of over 800.  It doesn’t matter that we have plenty of credit cards already and don’t really need another. We also have more of an unused credit line spanned across all our cards than we’ll never need.  And then, of course, there’s that little piece of info that we’ve saved up enough money that we never have …

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Uh-Oh… Our Retirement Expenses Are Higher than Expected

Retirement expenses are a tough one to plan for in life. You can budget for what you think your expenses will be, but you really don’t know if they’ll be more or less.  The biggest reason is that your life will likely be dramatically different at the time. This is probably even more on par the younger you are when you leave the workforce because you’re likely not going to be resting on your laurels.  Not only would you be …

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