Is FIRE Possible Without Knowing Your Numbers?

Is FIRE Possible Without Knowing Your Numbers?

Growing up I was always good at math.  I pretty much ran circles around the other kids in the class in elementary school and had no problems throughout high school as well.  Knowing your numbers back in those days was a whole different ball game. Then college happened.  Some of the classes were easy peasy, but then there were subjects like business statistics and macro/micro economics.  I think my grades in those tougher classes accurately reflected my understanding at the time – not so good. Fast forward to today and I’ll tell you something that not a lot of folks know about me.  I don’t know the intricacies of my numbers like a lot of others do. Sure, I keep

The 3 Things Scaring Us the Most in Our FIRE Plans

The 3 Things Scaring Us the Most in Our FIRE Plans

By now, many of you are already familiar with our FIRE plans (financial independence / retire early). I’m leaving my job at the end of 2018 at the age of 43 and then we’re planning to move to Panama in the summer of 2019.  The gap is so that we can let our daughter finish out the school year before we move. The whole idea sounds pretty straightforward, but that’s going to be a lot of change happening within a short period of time.  So obviously, we have some factors making us a little anxious just like any early retiree would have. You might think that our number one fear in our FIRE plans would be running out of money. 

Would an Extra $5 Million Sway Your Plans?

Would an Extra $5 Million Sway Your Plans?

Would you stay in the country for an extra $5 million?  That was the question posed to me by my mom last week. “If I hit the lottery and gave you $5 million to come back from Panama after one year, would you do it?” Obviously, she’s not thrilled with our plans to leave the country and move to Panama next year.  Leaving family and friends is always the toughest part of moving. Her thinking with this hypothetical question was that $5 million would be enough to change our plans so we wouldn’t permanently move out of the country. It turned into an interesting discussion that I thought would be a good topic to go through. Her stipulation in the

Guest Millionaire Interview on ESI Money

Guest Millionaire Interview on ESI Money

I got to do something really cool recently – I got to be a part of the Millionaire Interview series that John at ESI Money puts together. I met John in Dallas, Texas during FinCon17 and we shared a lot of good laughs during the trip. The funny thing about FinCon is that you can go there not really knowing anyone and leave there with friends you feel like you’ve known all your life. As a side note, there’s still time to get tickets to FinCon18 in Orlando.  If you’ve been on the fence, now’s the time to pull the trigger – you won’t regret it!  Register here. So a few months after FinCon, I realized I had already hit the

Working Toward FIRE is Not About Sacrifice

Working Toward FIRE is Not About Sacrifice

Recently, I was taking a walk with a coworker (something I do on a regular basis now).  While we were walking, we were talking about my plans to retire at the end of the year.  He then said something I thought was interesting… “You guys deserve it – you’ve sacrificed a lot to get where you are.”  Sacrifice? Obviously, his intent was good (he’s a great guy!), but it’s a bit shortsighted.  And unfortunately, it’s a common mindset that many folks outside of the personal finance community have. The thought is that if you get to the point where you can retire early, you must have either gotten paid a ton of money or really had to sacrifice a lot

Guest Appearance on the FIRE Drill Podcast

Guest Appearance on the FIRE Drill Podcast

My year of opening up to podcast appearances continues to roll on!  Recently, I sat down with Gwen and J on the FIRE Drill podcast and we had a blast! I met Gwen from Fiery Millennials at FinCon last year shortly after she had hit me up about some questions she had on Panama.  She had an overnight stay there on her way to the Chautauqua in Ecuador. I hadn’t had the opportunity to talk to J previously, but knew her from her site, Millennial Boss, regardless. After binging on a ton of their FIRE Drill podcasts, I hit them up and somehow convinced them to let me on the show!  😉 It was great to talk to them and I’m hoping