Jim @ Route To Retire

Unveiling the Pros and Cons of ACA Healthcare in Early Retirement: Our Story

Unveiling the Pros and Cons of ACA Healthcare in Early Retirement: Our Story

There are likely thousands of blogs and websites dedicated to pursuing financial independence and early retirement if desired (FIRE). These can be extremely beneficial for the motivation you’ll likely garner and for the potential of finding new ideas to streamline your approach. That said, there aren’t a ton of blogs from folks who have made it to the point of reaching early retirement. Figuring out the math and how to get there is one thing, but knowing what actually transpires […]

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Our RV Trip Was Quickly Becoming a Florida Flop… Until We Shifted Gears

Our RV Trip Was Quickly Becoming a Florida Flop… Until We Shifted Gears

“Head to Florida for the winter during your RV trip”, they said. “You can enjoy the sunshine and be like snowbirds! It’ll be wonderful!” Yeah, well, guess what – we disagree. Making Florida part of our RV trip was quickly becoming a source of frustration for all of us. And when you have three people in a small 22′ RV travel trailer, that frustration can easily become a nightmare. Lisa, Faith, and I were at that point and everyone was

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My Game-Changing Spreadsheet to Track Upcoming Credit Card Bills

My Game-Changing Spreadsheet to Track Upcoming Credit Card Bills

Once upon a time, I decided that I wanted to be a little more “hands-off” with our finances once we became early retirees. This didn’t mean to push down the major planning or big moves but rather just the day-to-day spending. For years, I was spending my life inside Quicken instead of taking a step back, handling the big picture, and not worrying so much about all the smaller details. So, I let Quicken go after almost 20 years of

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Our 9-Month RV Adventure: The 55+ Essential Items We Bought for the Road

Our 9-Month RV Adventure: The 55+ Essential Items We Bought for the Road

It’s crazy to think that we’re already 4 months into our 9-month RV adventure around the country. We completed our first loop (of 3 planned) and went from Ohio to Texas and back. We’re now on loop 2 as we head toward the south for a couple of months and then make our way up the east coast when we smell spring getting near. Then we’ll be making a massive trip out west for loop 3 throughout the spring and

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Wellness, Wealth, and Wanderlust: Paving the Way for 2024

Wellness, Wealth, and Wanderlust: Paving the Way for 2024

In the blink of an eye, 2023 has come and gone. Whether you had a great year or not, it’s time to decide if you’re going to make 2024 a better one! Our 2023 was something truly different and not anything I would have imagined. Our wanderlust took over and we ended up buying an RV, letting the lease lapse on our apartment, putting our stuff in storage, and set off to travel the country. We’ve been learning the RV

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Why I Chose PocketGuard as the Best Mint Replacement for Me

Why I Chose PocketGuard as the Best Mint Replacement for Me

If you haven’t heard, Intuit decided to shut down the Mint personal finance site/app on January 1, 2024. They made this announcement on October 31, 2024, giving users only about 2 months to decide what they were going to do. All I can do is shake my head at how disrespectful this is to their loyal customer base. UPDATE: I just I received an email from Intuit on 12/17/2023 stating that I can continue using Mint until March 23, 2024,

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AI Chatbots: My Sidekick for Getting Sh*t Done

AI Chatbots: My Sidekick for Getting Sh*t Done

Depending on how much you keep up with technology, you may or may not have a decent understanding of what AI chatbots are (AI being artificial intelligence). Heck, you may not have even heard the term before. But you may have heard of ChatGPT as it’s been in the news quite a bit over this past year. For a while, the phrase “artificial intelligence” usually had at least one mention of ChatGPT. I still enjoy reading about, learning, and experimenting

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The Ups and Downs of RV Life: 45 Days in Our Tiny Home

The Ups and Downs of RV Life: 45 Days in Our Tiny Home

“Move out of your apartment and enjoy the RV life,” they said… “It’ll be fun!” Ok, that’s only sort of what happened. We enjoyed our past couple of monster road trips (2020 and 2022) so much that it became the catalyst for us letting our apartment lease lapse, putting our stuff in storage, buying an RV, and taking on the RV life. It was also one solution to dodging another Ohio Winter! I will say though that full-time RV life

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The Calyx Institute: Our Secret to Inexpensive, Unlimited, Unthrottled Internet on the Road

The Calyx Institute: Our Secret to Inexpensive, Unlimited, Unthrottled Internet on the Road

Well, after almost a month of living in our new trailer at two local campgrounds to get the hang of things, we’re finally off and running. We’ve started our road trip around the country with an anticipation of finishing in early summer next year! I think we did a good job learning as much as we could beforehand because things have gone relatively smoothly thus far. Sure, there have been some minor things like me getting sprayed down from water

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It’s Amazing What Being Alone With Your Thoughts on a Walk Can Do for You

It’s Amazing What Being Alone With Your Thoughts on a Walk Can Do for You

I had no plans to go for a walk today. Lisa and Faith were gone and that’s usually when I focus on getting things done. Sometimes I’ll work on projects around home (which is the RV right now!) and other times I’ll work on a blog post for Route to Retire. For whatever reason, the idea of being alone usually means I’m going to work on something and get it checked off the list. But today was different. Today I

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