Education

The Surprisingly Boring Career Path That Brought Us to Financial Independence

The Surprisingly Boring Career Path That Brought Us to Financial Independence

23 Comments / Motivation, Debt, Education, Financial Independence / Retire Early (FIRE), Real Estate, Saving, Self-Employment / By /

There tends to be a stigma in society that you need to own a company, become some big real estate mogul, be a celebrity, or just come from money in order to find your way to financial independence. So then we like to come up with excuses reasons as to why we can’t do that ourselves… “If I was in that position, it would be easy! No way I can do that because of xxxxxxx [insert whatever rationalization you want …

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10 Secret Library Resources That Can Save You a Ton of Dough!

10 Secret Library Resources That Can Save You a Ton of Dough!

23 Comments / Saving, Education, Here's Why I'm Liking..., Spending / By /

You might have noticed that I didn’t write anything last week. Last year, I “gave myself permission” to take time off from blogging periodically. That’s not an easy thing for me. In the year and a half since I wrote that post, I’ve only skipped a few weeks of writing… it’s hard to let go! I enjoy writing for the blog but I sometimes struggle by making it more of an obligation than a fun hobby. Nevertheless, it was nice …

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Atomic Habits – The Powerful Keys to Making Changes That Stick

Atomic Habits – The Powerful Keys to Making Changes That Stick

14 Comments / Motivation, Education, Health and Fitness, Here's Why I'm Liking..., Life in Early Retirement, Product and Service Reviews / By /

When I reached early retirement at the end of 2018, I gained the one big gift I was looking for in life… more time and freedom. That’s a true blessing, my friends, and I try not to squander it. I strive to use some of that “super power” to push myself to become a better person – both physically and mentally. Change is hard, but I like it. It’s easy just to continue rolling forward while doing the same old …

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Taking Stock – A Breath of Fresh Air on the Path to Financial Independence

Taking Stock – A Breath of Fresh Air on the Path to Financial Independence

4 Comments / Product and Service Reviews, Education, Financial Independence / Retire Early (FIRE) / By /

Several months ago, Jordan Grumet asked me if I’d like to read an advance copy of his new book, Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. I met Jordan at the personal finance conference FinCon a number of years ago. He was such a likable guy, interesting to talk to, and very insightful. That could also be why he’s run a successful podcast for years now. It’s called the Earn & …

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3 Attainable Characteristics That Drastically Improved My Quality of Life

3 Attainable Characteristics That Drastically Improved My Quality of Life

14 Comments / Motivation, Education, General Thoughts, Health and Fitness, Life in Early Retirement, Panama, Travel and Vacation / By /

None of us are perfect. That’s life and we all know it. But that doesn’t mean we shouldn’t try to improve our quality of life. That applies to us physically, mentally, and spiritually. Doing so can make you healthier, stronger, smarter, and happier. I have this innate tendency to not become complacent. I want to continually work on bettering my quality of life. I want to become the best person I can be. I know that I’ll never be able …

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For a Better Life, Turn Your "I Can’t" Into an "I Can"

For a Better Life, Turn Your “I Can’t” Into an “I Can”

8 Comments / Motivation, Education, Financial Independence / Retire Early (FIRE), General Thoughts / By /

It’s a little surreal for me to reflect on my life and see how far we’ve come. By far, I feel we now have a better life than I could have ever imagined. We’re financially independent and no longer report to “the man.” We’ve taken advantage of our early retirement freedom to spend more time being a part of our daughter’s life as she grows up, We’ve all stepped out of our comfort zone and have been living in Panama …

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The 2 Most Useful Spanish Phrases I Love to Use

The 2 Most Useful Spanish Phrases I Love to Use

18 Comments / Travel and Vacation, Education, Life in Early Retirement, Panama / By /

For those of you who are regular followers of this site, you know that I’ve continued to improve my Spanish-speaking skills since moving to Panama in 2019. That said, some Spanish phrases are more useful than others. Sure, it’s great to know common expressions such as: Buenos días (Good morning) ¿Cómo estás? (How are you?) ¿Hablas inglés? (Do you speak English?) Disculpe/Permiso (Excuse me – disculpe to ask a question and permiso to pass by someone) Terminology like these examples …

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One of the Best Money Books I've Ever Read

One of the Best Money Books I’ve Ever Read

14 Comments / Product and Service Reviews, Debt, Education, Saving, Spending / By /

I just finished one of the best money books I’ve ever read. It’s vastly different than other books I’ve read over the years… and that’s a good thing. Alternating between reading fiction, non-fiction money-related books, and non-fiction books unrelated to finance works well for me. I love learning new takes on money but I don’t want to become completely absorbed in it. I also want some time for fiction to take me away periodically and allow my imagination to take …

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One of My Favorite Ways To Learn How To Save Money

One of My Favorite Ways To Learn How To Save Money

8 Comments / Product and Service Reviews, Consumer Protection, Education, Financial Independence / Retire Early (FIRE), Investments, Saving, Spending / By /

Those of you on the path to financial independence know there are only two ways to fatten your wallet: make more money or spend less. Today, I want to focus on telling you about an invaluable tool to learn how to save money. Most folks tend to start with cutting out the excess spending in their lives simply because it can be much easier than chasing after making more money. Regardless, both areas can be largely worthwhile and beneficial for …

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The FIRE Planner – A Solid Start in the Quest for FI

The FIRE Planner – A Solid Start in the Quest for FI

3 Comments / Financial Independence / Retire Early (FIRE), Education, Geoarbitrage, Investments, Product and Service Reviews, Real Estate, Saving / By /

I just finished reading a really good book. It’s called The FIRE Planner and it might be a great asset for those ready to get on the path to financial independence or those who are already on it. The FIRE Planner was written by a friend of mine named Michael Quan. I met Michael at one of the FinCon money conferences a few years ago (I believe it was the 2017 expo in Dallas). It seems like FinCon events are …

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