Homeschooling… a Great Start to Awkward Conversation

Homeschooling… a Great Start to Awkward Conversation

As soon as you mention the idea of homeschooling, people get uncomfortable. Some shut down, go silent, and give you a stare that quietly says, “I’ll keep listening, but you’re now officially crazy in my book.” Others quickly object.  They might say, “That’ll cause all kinds of social problems for your kid!” or maybe “That’ll be too much work!” or some other wonderful expression of disapproval. Personally, I don’t have the same feelings.  Although it’s still not really mainstream, a lot of folks are starting to realize that homeschooling does have its place. We’re not homeschooling our daughter… yet. However, if I was FIRE (financially independent / retire early) when my daughter was younger, I would have loved to go down the homeschooling

Year-End Review

Year-End Review

Well, this is it – the last post of the year.  I hope all of you had a great holiday and are looking forward to the new year!  I thought this would be a good time to do a year-end review and look back at what I got accomplished throughout the year (and what I didn’t!). Let’s start with the 8 Financial Goals we had set at the beginning of the year for ourselves… 1) Build back up our online savings After the 25% we put down on the duplex we bought at the end of last year, our savings we had was pretty much depleted.  We don’t have any consumer debt, so other than contributing to investments, paying regular bills

There’s No Easy Money

There’s No Easy Money

We’ve all seen ’em… the infomercials telling you that YOU can be rich by just following a few simple steps to buying real estate with no money down.  Think of it – none of your money is involved and soon enough you’ll be retired, sitting on the beach with an endless supply of piña coladas being served to you day and night.  Easy money… it’s that simple!! Wait – what?!  Who buys this crap anyway?? I do. Well ok, I did once in my college years. Since I’ve been a kid, I’ve had my mind on money and such a strong desire to be rich that I was a sucker for one of these scams.  Back in those days, I

What Do You Want to Be When You Grow Up?

What Do You Want to Be When You Grow Up?

I recently asked my 6-year old daughter “what do you want to be when you grow up?”  She answered back that said she wants to buy duplexes. That’s my girl! Now, before you start chastising me for trying to force my daughter to be something she doesn’t want to when she grows up, let me explain. When I grow up… When I was young, I had my sights set on being an artist for Disney.  I had a pretty good knack for drawing and that just seemed like a really cool place to work for a living. When I got to college, I continued heading down the path somewhat.  I was a Studio Art major for the first couple of years of school, but then one day, while

Is It Possible to Reach Financial Independence with Kids?

Is It Possible to Reach Financial Independence with Kids?

When I set out on this journey toward financial independence, I knew I had some work to do.  I started out with around $30k of credit card debt and didn’t know anything worthwhile on how to make it happen. I even bought into one of those late night real estate scams on how to get rich.  I wasted some of my hard-earned money late in my college years thinking that was the way to go… it wasn’t. Eventually, I got on track.  I read as many books as I could get my hands on.  I researched what I didn’t understand.  I even flew halfway across the country to attend a valuable real estate seminar.  It took a while, but I eventually got it.  It all made sense. Since then, we’re well on

Think About Working for Yourself

Think About Working for Yourself

When I was coming back from vacation last week, our seating got a little screwed up.  Long story short, I ended up sitting next to a lady in her mid-fifties from Alberta, Canada instead of sitting by my wife and daughter.  We got to talking and had some really good conversation throughout the flight.  At one point, I mentioned something about my 9 to 5 job and she chuckled.  It turns out she’s a consultant and speaker on business efficiency.  And she talked about how valuable working for yourself can be. She’s made a really good life for herself and works when she wants to, loves what she does, and makes outstanding money.  I was so excited for her just hearing about this. Coincidentally, while I was