Education

Homeschooling Research… Aarrgghh!!!!

Homeschooling Research… Aarrgghh!!!!

With the Panama adventure around the corner, one of the big tasks on the list has been homeschooling research.  Until we decide we want to pursue residency in Panama, we’ll need to leave the country periodically to comply with tourism laws. Because of that, it makes more sense for us to homeschool our daughter for at least that first year.  The good news for me is that Mrs. R2R has taken on the challenge over the past several months of …

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Homeschooling... a Great Start to Awkward Conversation

Homeschooling… a Great Start to Awkward Conversation

As soon as you mention the idea of homeschooling, people get uncomfortable. Some shut down, go silent, and give you a stare that quietly says, “I’ll keep listening, but you’re now officially crazy in my book.” Others quickly object.  They might say, “That’ll cause all kinds of social problems for your kid!” or maybe “That’ll be too much work!” or some other wonderful expression of disapproval. Personally, I don’t have the same feelings.  Although it’s still not really mainstream, a lot of folks …

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Year End Review

Year-End Review

Well, this is it – the last post of the year.  I hope all of you had a great holiday and are looking forward to the new year!  I thought this would be a good time to do a year-end review and look back at what I got accomplished throughout the year (and what I didn’t!). Let’s start with the 8 Financial Goals we had set at the beginning of the year for ourselves… 1) Build back up our online savings …

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There's No Easy Money

There’s No Easy Money

We’ve all seen ’em… the infomercials telling you that YOU can be rich by just following a few simple steps to buying real estate with no money down.  Think of it – none of your money is involved and soon enough you’ll be retired, sitting on the beach with an endless supply of piña coladas being served to you day and night.  Easy money… it’s that simple!! Wait – what?!  Who buys this crap anyway?? I do. Well ok, I …

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What Do You Want to Be When You Grow Up?

What Do You Want to Be When You Grow Up?

I recently asked my 6-year old daughter “what do you want to be when you grow up?”  She answered back that said she wants to buy duplexes. That’s my girl! Now, before you start chastising me for trying to force my daughter to be something she doesn’t want to when she grows up, let me explain. When I grow up… When I was young, I had my sights set on being an artist for Disney.  I had a pretty good knack for drawing and that just …

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Is It Possible to Reach Financial Independence with Kids?

Is It Possible to Reach Financial Independence with Kids?

When I set out on this journey toward financial independence, I knew I had some work to do.  I started out with around $30k of credit card debt and didn’t know anything worthwhile on how to make it happen. I even bought into one of those late night real estate scams on how to get rich.  I wasted some of my hard-earned money late in my college years thinking that was the way to go… it wasn’t. Eventually, I got on track.  I read as many books as I …

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Think About Working for Yourself

Think About Working for Yourself

When I was coming back from vacation last week, our seating got a little screwed up.  Long story short, I ended up sitting next to a lady in her mid-fifties from Alberta, Canada instead of sitting by my wife and daughter.  We got to talking and had some really good conversation throughout the flight.  At one point, I mentioned something about my 9 to 5 job and she chuckled.  It turns out she’s a consultant and speaker on business efficiency.  And she talked about …

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The Steps to Wealth

The Steps to Wealth

I just finished reading The Richest Man in Babylon.  I had a lot of recommendations to read this and I’ll tell you that, for as old as this book is (originally published in 1926!!), the content still holds strong.  Great book if you’re trying to find your way to wealth.  There is some very sound advice that stands the test of time, such as saving at least 10% of what you make and that you can live off your income, but you …

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Just One Thing...

Just One Thing…

If you’re reading this article, you’re probably someone interested in or already on the way to the world of financial independence.  Regardless of why you’re here, I think we all know some of the basics of reaching that goal: Get out of debt ASAP – This is the #1 step that needs to be done… and this refers to bad debt like credit cards, car payments, etc.  This does not necessarily mean good debt like mortgages on rental property that serve as assets helping to provide you with cash …

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The 3 Simple Rules of Investing

Why I Changed the Funds in My 401(k)…

I love reading.  I’ve always been a bookworm and, although I don’t have the time I used to, I still read quite a bit.  I actually find myself reading more nonfiction than fiction, but I love a good fiction book as well.  Recently though, I read a financial book that’s stuck in my head… and I’m not sure whether that’s a good or bad thing, but it made me question my retirement funds. The book I finished reading is The 3 Simple Rules of …

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