Saving

Emergency Savings

The All-Important Emergency Savings

If you take in any financial advice, you’re bound to hear about it.  Some disagree on when to fund it and they all seem to disagree on how much you should put into it. Either way, everyone agrees on one thing and we’ve all heard it a million times… Make sure you have an emergency savings fund! Dave Ramsey wants you to put aside three to six months for your emergency savings.  Suze Orman wants you to put aside an eight months …

The All-Important Emergency Savings Read More »

Should You Compromise Your Lifestyle to Retire Even Earlier?

If you’re reading this right now, you’re most likely either looking for a way to retire early or you already have a plan in place.  Either way, the thought repeatedly comes to my mind of ways to make retiring early happen even sooner. I run an interesting gamut of being frugal with most things but still splurging by taking cruises and other fun vacations on a regular basis.  It drives me nuts to waste money on things I have the ability …

Should You Compromise Your Lifestyle to Retire Even Earlier? Read More »

Save It All… or Spend It All?

As my brother and I got older, we both gained a good understanding of how important money really is in our society.  We both made sure that we worked our way up into solid-paying jobs and we continue to pull in more income where possible.  He went after and gained his real estate license on top of his regular career to help bring in additional money.  I went the landlord route to chase after long-term cash flow. However, we like to laugh at how …

Save It All… or Spend It All? Read More »