April 2017

Cutting Expenses is Great But...

Cutting Expenses is Great, But Here’s the Problem…

22 Comments / Financial Independence / Retire Early (FIRE), Self-Employment / /

In an effort to help in cutting expenses, I just changed our cell phone provider.  Here in the part of Ohio where I live, Verizon is the logical choice for a phone provider as they are the most prominent and basically lack any dead spots. I’ve been with them since the beginning – from GTE Wireless, to the transition to Alltel, to the transition to Verizon.  It just made sense.  However, although the pricing is Ok, it’s not great. Last week, I just […]

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My Funding Strategy for Investment Accounts

My Funding Strategy for Investment Accounts

20 Comments / Investments, Financial Independence / Retire Early (FIRE) / /

I’ve had friends that have asked what my strategy is for funding my investment accounts.  In other words, what order do I recommend contributing to various retirement accounts? This topic’s definitely going to vary based on your own specific circumstances.  Things like employer matches and tax-advantaged accounts make a difference in which accounts make the most sense for you to fund before others. Depending on what your game plan is and what options are available to you can make all the

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Will You Be Part of the 1% to Be Financially Independent by 50?

27 Comments / Motivation, Financial Independence / Retire Early (FIRE) / /

If you’re not familiar with Paula Pant from Afford Anything, you should take the time to check out her site… especially her podcasts, which are fantastic. I’m usually a little behind on my podcast rotation, but I just listened to another good one recently that fascinated me.  Clark Howard was her guest in #47: How to Stop Being Your Own Worst Enemy. I’ve always enjoyed Clark Howard – I’m not sure if it’s how down-to-earth he is for a guy who reached financial

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$1 Million Net Worth... Now What?

$1 Million Net Worth… Now What?

62 Comments / General Thoughts, Financial Independence / Retire Early (FIRE), Motivation / /

Yup, you read that correctly… we now have a net worth of just over $1 million. I logged into Quicken today, updated all my accounts, and was excited to see this: Holy schnikes, a million dollar net worth!  It seems so surreal to think that we’ve reached such a big milestone. I’m really proud of how far we’ve come in our journey to financial independence. By keeping our expenses low, saving and investing as much as we can, and creating additional

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