I’m Struggling Right Now

I’m Struggling Right Now

I’m struggling.  I’ve been very careful to keep politics and other sensitive issues out of my blog.  We all have our opinions, of course, but I just don’t think this particular blog is the right place for that kind of discussion. So I’m going to try to keep this high-level on that front, but there’s something that’s affecting me deeply right now. Unless you’re living under a rock, you know about the shootings that have been happening in our school systems.  And like most of us, I’m utterly filled with disbelief when these things happen. The recent shootings at the high school in Parkland, Florida on 2/14/17 are no exception.  I was just in awe and felt tremendous grief for

Why You Truly Need to Get Out of Debt

Why You Truly Need to Get Out of Debt

It’s nothing new to hear that if you’re in the red, you should make it a priority to get out of debt. Let’s face it, debt sucks.  We all know it, but here in the U.S., we just can’t seem to stay away from it. NerdWallet states that the average household that has credit card debt is carrying a balance of $15,654… ouch. And that doesn’t even count other forms of debt – mortgages, car loans, student debt, etc. Ok, so what?  Is it really that big of a deal? If you’re in debt now and you’re reading blogs like Route to Retire, chances are you’re already working on digging yourself out. However, I implore you to push yourself to

So You Wanna Write a Book? Maybe I Can Help…

So You Wanna Write a Book? Maybe I Can Help…

Ever had that thought periodically running through your mind to write a book?  I sure did. Then one day I just decided to do it. I had some great ideas to write a book based on technology.  I’ve been in the IT field as a systems engineer and now the engineers’ manager for almost 20 years now. However, my thoughts for the book were actually focused more on the simpler stuff that family and friends were always asking me about. So I put together an outline and wrote a book about it that was published in 2007.  It went better than I anticipated and I learned quite a bit about how the process works. Then, I had another idea for

When It Comes to Personal Finance… I Don’t Know It All

When It Comes to Personal Finance... I Don't Know It All

For a guy that’s beat the odds and made it to that fancy millionaire status, you’d think I’d know most – if not everything – when it comes to personal finance.  But here’s something that’s probably not much of a shocker… I don’t.  Not even close. When I first started this blog in May of 2015, I thought I was so smart when it came to finances.  Maybe not exactly a financial genius per se, but perhaps one smart cookie might be a better phrase? However, the longer I’ve been on the path to FIRE, the more I realize that I don’t know it all.  In fact, I’ve come to the revelation that I’m in the company of folks far