2019

Striving to Let Go and Be a Better Person

Striving to Let Go and Be a Better Person

14 Comments / Motivation, General Thoughts, Life in Early Retirement / /

Well, tomorrow is the big day… we’re finally flying out and moving to Panama!  And with that, I thought it would be a good opportunity to talk about change and my plans to be a better person. That’s right – who woulda thunk I could be any more of a better person than I already am?!  Well, guess what – even people like little old me have a little breathing room to improve on in our lives!   Striving to […]

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Flexible Travel Can Yield Huge Benefits

Flexible Travel Can Yield Huge Benefits

16 Comments / Travel and Vacation, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Spending / /

One of the facets of early retirement I was looking forward to the most was flexible travel.  I knew that we’d be able to save some money by not having to be so rigid in our plans. I didn’t realize the extent of how beneficial it could be though.  We’ve been retired for less than eight months now and what we’re already experiencing is awesome! Between cheaper flights, hotels, and cruises, the price is definitely right. Then you throw in

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Were We Spending Too Much in July? You Tell Me…

Were We Spending Too Much in July? You Tell Me…

18 Comments / Spending, Travel and Vacation / /

Our July adventure is officially over and now I’m wondering if we were spending too much throughout the month. As most of you already know, we’re moving to Panama later this month.  When we booked our flight earlier this year, my wife, Lisa, wanted to wait until the end of summer to fly out so we could go on vacation with her side of the family first. Because of that, we were running a month-to-month lease on our apartment for

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Did These Flip-Flops Lead Us to Financial Freedom?

Did These Flip-Flops Lead Us to Financial Freedom?

18 Comments / Spending, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Saving / /

People hear that my flip-flops are now over 12 years old and love to say, “No wonder you were able to retire!”  But are my old shoes the reason we were able to reach financial freedom? You might decisively be thinking that’s silly, but let’s talk about this a little more before you jump to a conclusion. I think we all know that my shoes aren’t going to be the reason we were able to retire early. But, I can

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Retirement Problems: My 2 Biggest Fears Since Retiring

14 Comments / Life in Early Retirement, Financial Independence / Retire Early (FIRE), General Thoughts, Spending / /

Having retirement problems when you’re early retired can sometimes sound petty.  It’s like winning the lottery and then complaining about the amount you have to pay in taxes. So, don’t get me wrong – I’m having the time of my life since I left my job in 2018.  Gaining freedom and more time are two facets of life that only a small percentage of people can fully realize and I’m loving every minute of it. We’ve been enjoying time together

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Striving to Be (Somewhat) Lazy in Early Retirement

Striving to Be (Somewhat) Lazy in Early Retirement

20 Comments / Life in Early Retirement / /

“Lazy” is a word I sometimes struggle with.  I like to be doing something productive or I feel guilty. That productivity might have been something most of us are familiar with like mowing the lawn or staining the deck.  It also might be something smaller like organizing and sharing photos with friends and family on Google Photos.* Regardless of what it is, I have a hard time sitting still and doing nothing.  I can’t seem to just say, “You know

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We Moved Our Health Savings Account to Fidelity!

25 Comments / Investments / /

I recently completed a transfer of our health savings account (HSA) from Health Equity to Fidelity.  Today, I want to tell you why I made this move and explain the process. First off, if you aren’t familiar with health savings accounts, they’re one of the most valuable accounts you can have in your arsenal.  I’ve talked about how an HSA is the best bang for your buck in that the account belongs to you and not your employer. Unlike a

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6 Months of Early Retirement… We’re Now Homeless

18 Comments / Life in Early Retirement, Travel and Vacation / /

I left my management job in IT at the end of 2018 at the age of 43.  The goal was to reach early retirement with my family so we could live a life of freedom and adventure… and now we’re homeless. This might sound unexpected, but here’s the thing – that was exactly the plan.  Being homeless is something we’ve been working toward for a long time now. For those of you familiar with our path, this shouldn’t come as

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Guest Appearance on the ChooseFI Podcast

Guest Appearance on the ChooseFI Podcast

4 Comments / Podcasts and Other Appearances, Geoarbitrage, Life in Early Retirement, Saving / /

I’ve been wanting to be a part of the ChooseFI podcast shortly after it began.  Jonathan and Brad launched the show at the end of 2016 and quickly took the FIRE community by storm! It’s a fantastic podcast helping to discuss the path to financial independence.  They bring on various guests to examine different aspects and strategies of reaching FI. What’s really great though is that they also focus quite a bit on enjoying the journey along the way.  I

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Global Entry - Why You Need It and How to Get It for Free

Global Entry – Why You Need It and How to Get It for Free

14 Comments / Travel and Vacation, Panama / /

Global Entry was something pretty foreign to me at this time a year ago.  We love to travel, but most of it has been domestic here in the U.S. The biggest exception to that are the cruises that we love to take.  But here’s the thing – all the cruises we’ve been on are considered closed loop sailings.  That means that we departed and returned to the same U.S. port when the trip was over. It also means going that

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