My First FIRE Presentation on Geoarbitrage

My First FIRE Presentation on Geoarbitrage

Yup, you read that right… I did a FIRE presentation regarding geoarbitrage and our plans to move to Panama. Deanna (aka Ms. Fiology) asked me to do a talk for the ChooseFI local group in Northeast Ohio.  I’m a reasonably outgoing guy, but public speaking is a whole different ball game. I had never done a presentation like this before, but I decided why not push my comfort level and give it a shot?  So I agreed. Although my stipulation was that we keep the FIRE presentation informal, my mind tends to not work that way.  I would have liked to just wing it and simply talk about our story on-the-fly and field questions throughout. Instead, I ended up putting together

Expat Health Insurance – Our Plans for Panama

Expat Health Insurance – Our Plans for Panama

Expat health insurance – the one piece of retirement unique to those living in another country. One of the biggest struggles for folks wanting to pull the trigger on early retirement in the U.S. tends to revolve around healthcare.  Unfortunately, I can’t help you with that one except to say to plan for the worse.  You have to build the unknown into your FIRE number because it can be the one wildcard that can throw off anyone’s plans. That sucks, but it’s our fault as a country for letting the healthcare industry get as powerful as it has.  Unfortunately, that puts most of us in the U.S. in a tough spot where medical care costs more here than any other

Strategies We’re Using in Our Early Retirement Planning

Strategies We’re Using in Our Early Retirement Planning

Early retirement planning.  You’d think the closer we get to our FIRE date, the simpler things would become. I mean really – I’m leaving my job in just a few months so as I continue to train my replacement, my workload should start to diminish over time.  Plus, we’re downsizing to an apartment soon (if we could ever sell our house!). What else could there be, Jim?  How much early retirement planning do you really need?  Didn’t you already get these plans laid out months or years ago? I’ll tell you what – I read a lot of personal finance blogs with folks who’ve already left their jobs and it seems like the majority of what I read is: 1) Reach

Considerations for Planning to Retire Abroad

Considerations for Planning to Retire Abroad

With our recent announcement of us moving up our early retirement date to the end of 2018, the pressure’s now on.  We’re now planning to retire abroad to Panama in the summer of 2019. The news was exciting for us to share, but now reality’s setting in.  Although a year seems like a lot of time, there’s really a lot that needs to be done. It would be one thing if we were just moving to another country for a couple of years.  However, we’re planning to actually retire abroad for the long haul. And with that, comes the need to sell everything.  Not only our house, but our cars, furniture, TVs, books – you name it!  We’re planning to walk

Shit Just Got Real… Moving Early Retirement Up to 2018!

Shit Just Got Real... Moving Early Retirement Up to 2018!

So things just got interesting here in the R2R household.  We’ve decided to move our early retirement date up to be 12/31/18. Yeah, that’s right – just over six months from now.  Crazy, right? Then to top it off, we decided to push up our move to Panama as well.  We’ll now be starting that adventure about a year from now in the summer of 2019. Making the decision to move up our early retirement date isn’t a decision we’re taking lightly. Although we’re excited to move onto our next adventure, any changes we make on the “when” can have a profound impact on our future. But it’s something we’re ready to do.  The opportunity is now here so we’re going

Homeschooling… a Great Start to Awkward Conversation

Homeschooling... a Great Start to Awkward Conversation

As soon as you mention the idea of homeschooling, people get uncomfortable. Some shut down, go silent, and give you a stare that quietly says, “I’ll keep listening, but you’re now officially crazy in my book.” Others quickly object.  They might say, “That’ll cause all kinds of social problems for your kid!” or maybe “That’ll be too much work!” or some other wonderful expression of disapproval. Personally, I don’t have the same feelings.  Although it’s still not really mainstream, a lot of folks are starting to realize that homeschooling does have its place. We’re not homeschooling our daughter… yet. However, if I was FIRE (financially independent / retire early) when my daughter was younger, I would have loved to go down the homeschooling