Expat Health Insurance – Our Plans for Panama

Expat Health Insurance – Our Plans for Panama

Expat health insurance – the one piece of retirement unique to those living in another country. One of the biggest struggles for folks wanting to pull the trigger on early retirement in the U.S. tends to revolve around healthcare.  Unfortunately, I can’t help you with that one except to say to plan for the worse.  You have to build the unknown into your FIRE number because it can be the one wildcard that can throw off anyone’s plans. That sucks, but it’s our fault as a country for letting the healthcare industry get as powerful as it has.  Unfortunately, that puts most of us in the U.S. in a tough spot where medical care costs more here than any other

Strategies We’re Using in Our Early Retirement Planning

Strategies We’re Using in Our Early Retirement Planning

Early retirement planning.  You’d think the closer we get to our FIRE date, the simpler things would become. I mean really – I’m leaving my job in just a few months so as I continue to train my replacement, my workload should start to diminish over time.  Plus, we’re downsizing to an apartment soon (if we could ever sell our house!). What else could there be, Jim?  How much early retirement planning do you really need?  Didn’t you already get these plans laid out months or years ago? I’ll tell you what – I read a lot of personal finance blogs with folks who’ve already left their jobs and it seems like the majority of what I read is: 1) Reach

Considerations for Planning to Retire Abroad

Considerations for Planning to Retire Abroad

With our recent announcement of us moving up our early retirement date to the end of 2018, the pressure’s now on.  We’re now planning to retire abroad to Panama in the summer of 2019. The news was exciting for us to share, but now reality’s setting in.  Although a year seems like a lot of time, there’s really a lot that needs to be done. It would be one thing if we were just moving to another country for a couple of years.  However, we’re planning to actually retire abroad for the long haul. And with that, comes the need to sell everything.  Not only our house, but our cars, furniture, TVs, books – you name it!  We’re planning to walk

Shit Just Got Real… Moving Early Retirement Up to 2018!

Shit Just Got Real... Moving Early Retirement Up to 2018!

So things just got interesting here in the R2R household.  We’ve decided to move our early retirement date up to be 12/31/18. Yeah, that’s right – just over six months from now.  Crazy, right? Then to top it off, we decided to push up our move to Panama as well.  We’ll now be starting that adventure about a year from now in the summer of 2019. Making the decision to move up our early retirement date isn’t a decision we’re taking lightly. Although we’re excited to move onto our next adventure, any changes we make on the “when” can have a profound impact on our future. But it’s something we’re ready to do.  The opportunity is now here so we’re going

Homeschooling… a Great Start to Awkward Conversation

Homeschooling... a Great Start to Awkward Conversation

As soon as you mention the idea of homeschooling, people get uncomfortable. Some shut down, go silent, and give you a stare that quietly says, “I’ll keep listening, but you’re now officially crazy in my book.” Others quickly object.  They might say, “That’ll cause all kinds of social problems for your kid!” or maybe “That’ll be too much work!” or some other wonderful expression of disapproval. Personally, I don’t have the same feelings.  Although it’s still not really mainstream, a lot of folks are starting to realize that homeschooling does have its place. We’re not homeschooling our daughter… yet. However, if I was FIRE (financially independent / retire early) when my daughter was younger, I would have loved to go down the homeschooling

The #1 Question We’re Asked About Moving to Panama…

The #1 Question We’re Asked About Moving to Panama…

My loyal readers know that we’re planning on moving to Panama in 2020. We’re quitting our jobs at the end of 2019.  We’ll then let our daughter finish out her school year (fourth grade).  And then, yeah, we’re moving to Panama. Sounds crazy, right?  You can say it – you won’t hurt my feelings. What’s funny is that most of our friends don’t have the heart to tell us what they’re really thinking.  We know what they’re really thinking is “What the #$%^ is wrong with you?  Panama?  Are you insane?!” Instead, they aim for a more diplomatic approach and the first question is always the same… Why Panama? It seems like no one wants to ask us why we’re