General Thoughts

Is 50¢ Too Much Money for Garbage?

Is 50¢ Too Much Money for Garbage?

50 cents…  two quarters. That’s what we pay our daughter every week to gather the trash from all the bedrooms, put new bags in the cans, and bring all the garbage downstairs to stuff in the bag to go out.  50 cents a week for one of her chores. Ah, chores – a subject of great debate. Now, there are a couple different ways to look at this.  Maybe you’re thinking… “Jim, you can’t pay your daughter to do chores!  Aren’t […]

Is 50¢ Too Much Money for Garbage? Read More »

Another A-Ha Moment

Another Aha Moment for Financial Freedom!!

I had my first aha moment when I figured out that there was a way out of the rat race.  I realized that reaching financial freedom and retiring early is not just a long-shot dream – anyone can do it!  That was a real eye opener for me, so I’ve been putting my nose to the grind and working on making this happen.  I’ve been building up my 401(k) plan, Roth IRA, and savings accounts.  I also bought my first rental property a number

Another Aha Moment for Financial Freedom!! Read More »

What Are You Reading?

I read… a lot. I’m usually a non-fiction kind of guy because I enjoy learning (I’m an odd-bird!). However, I do slip in some fiction every now and again just to change things up.  With a five-year old daughter, I don’t get as much reading done as I would like, but I cram in the reading whenever I can. I also think that the Kindle E-reader is one of the greatest products on the planet. I have a ton of books on there,

What Are You Reading? Read More »

I Enjoy My Job... But Not Working

I Enjoy My Job… But Not Working

It seems to be inevitable… any time I’m in a discussion with someone and they hear me utter that I plan to quit working at an early age, they ask “Why?  You don’t like your job?” That’s a tricky question and one I sometimes struggle to answer to make people understand.  The gist of it is that… I Enjoy My Job… But Not Working. They’re actually two different things. My job right now is managing the engineers at an IT company.  And

I Enjoy My Job… But Not Working Read More »

Am I Focusing TOO Much on Retirement??

I’ll admit it… I am passionate about becoming financially free and quitting my day job.  I think about it 24×7.  It’s constantly on my mind and I’m always trying to figure out ways to make it happen more quickly.  I consider that to be a very good thing to help make my goals come to fruition. However, it can also be a bad thing.  And by that I mean that if I’m focusing entirely on early retirement, I’m not focusing all my

Am I Focusing TOO Much on Retirement?? Read More »

What if…

I’ve talked a little bit about the company I currently work for, but I wanted to share an interesting scenario with you guys. The company I work for employs around 50 people.  In the managerial hierarchy, the company president is obviously the big dog.  I (along with a couple other managers) report directly to him.  There is also a vice president of sales, but I don’t directly report to him. Now, here’s the “what if” scenario… The president of the company

What if… Read More »

Is Retiring Early Selfish??

Financial freedom… I think about it more and more every day.  I wish I had put more focus on this in my younger years so I could be even closer to the goal than I am today. Part of my desire to retire early is to have more available time to spend with my daughter.  Unfortunately, with my late start, she’s going to be 15 years old when I finally quit my job.  Although that’s still young, it’s going to be a

Is Retiring Early Selfish?? Read More »

Second Opinion

I Got a Second Opinion Last Week…

So, I had been talking with one of my mentors a couple of months ago and we got on the subject of taxes… particularly taxes regarding rental property.  If you’re a regular follower of my site, you know that I currently have one rental house and I’m looking for a second so this was an important topic for me. My friend that I was talking with has five rental houses and is extremely savvy when it comes to the financial details

I Got a Second Opinion Last Week… Read More »

Four Weddings and Maybe My Funeral…

Today I’m getting slightly off track because I need to rant and, well, it’s my blog so I’m going to go for it! Ok, first off, maybe four weddings is an exaggeration… I have three to go to in the next month. And maybe it’s not really going to be my funeral, but it sure feels like it! Here’s the problem… Wedding number one is out-of-town – it’s in the big city… New York City. I hate the big city.

Four Weddings and Maybe My Funeral… Read More »

Birthday Cake

Happy 40th Birthday to Me!!!

Well, I’m about to hit the big FOUR-OH this month.  Happy birthday to me! 🙂  So with that, I thought it would be a good opportunity to share my goals and plans I have for the next ten years. If you’ve read my “about” page (Time to Make the Donuts), you know that my goal is to retire at (or hopefully before) the age of 50.  To some of you that might seem like a pretty good feat, and to others, it might seem like

Happy 40th Birthday to Me!!! Read More »