September 2017

Backpacking Trip... Cross It Off the Bucket List!

Backpacking Trip… Cross It Off the Bucket List!

10 Comments / Travel and Vacation / /

I’m no Mrs. ONL when it comes to the outdoors, but I do enjoy some outdoor time when I can find it.  And there’s been one adventure that’s been on my bucket list for quite some time now. I love camping and enjoy the idea of some of the disaster preparation and survival shows.  So why not combine the two with a backpacking trip for a couple of nights? This trip has been in the making for a few years.  Every […]

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Property Management Companies – Why I’m Firing Mine

11 Comments / Real Estate, Financial Independence / Retire Early (FIRE), Investments / /

Ah, property management companies – the answer to anyone wanting to get into real estate without the headaches, right? The thought makes sense.  Rental properties are a great way to help diversify your investment portfolio and earn a solid cash flow. The only problem… managing the properties. Now, some folks like the idea of running the operation and handling any repairs themselves.  The good news is that they tend to make more money on their properties every month since they’re

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The 10 Commandments for Kids and Money

10 Comments / Kids, Debt, Financial Independence / Retire Early (FIRE), Investments, Saving, Self-Employment / /

When it comes to kids and money, we all want to ensure that they’ve got the greatest chance to succeed in life. We can push our kids to be smart and learn in school.  We can teach them to be good to other kids and to share. We can help them to understand that they should respect others.  We can show them good manners and how to be polite. But what about the money side of the formula?  Isn’t that

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You’re Doing It Wrong! Your Personal Savings Rate

17 Comments / Saving, Financial Independence / Retire Early (FIRE), Spending / /

Here’s the problem with calculating your personal savings rate… you’re doing it wrong! Ok, maybe you’re not, but I sure was! First off, let’s talk about what your personal savings rate is.  In essence, it’s a metric to be able to determine what percentage you’re putting away in relation to your income. In other words, it provides a good way to tell at a glance how well you’re saving. Someone might make a ton of money at his or her

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