Life in Early Retirement

Renting an Apartment With No W2 Income as a Retiree

14 Comments / Life in Early Retirement, Blogging, Real Estate / /

Not having a W2 income was one of the things that made me a little uneasy when planning for early retirement. Would renting an apartment or getting a mortgage for a place be a massive headache? My concern stands that when you need to open a new line of credit or fill out a rental application, one of the expected questions for you to answer is “what’s your annual income?” For the most part, we’re living off our portfolio income. […]

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Planning a Road Trip… Learning From 3 Simple Mistakes

Planning a Road Trip… Learning From 3 Simple Mistakes

12 Comments / Travel and Vacation, Life in Early Retirement, Product and Service Reviews, Road Trip, Spending / /

In 2020, we bought a 2012 Honda Pilot and took off across the country for over a month. Even though we were planning a road trip this big, we didn’t focus too much on every detail. Instead, the goal was simple – take advantage of the less empty roads and sites during the pandemic and tour the country. Sometimes we’d sleep in the back of the Pilot, other times we’d do some tent camping, and periodically we could stay the

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Lisa’s Now a Secret Shopper… Is This Legit or Even Worthwhile?

Lisa’s Now a Secret Shopper… Is This Legit or Even Worthwhile?

14 Comments / Self-Employment, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Saving / /

Have you ever heard of those mythical jobs where you’re hired to go into a store or restaurant as a customer and then report back and get paid? Generally, that person is known as a secret shopper or a mystery shopper. Yeah, well, here’s a little treat – they’re real. I had forwarded over a link to Lisa for a company called Market Force Information that acts as a liaison for this exact purpose. Sure enough, after Lisa dug into

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3 Attainable Characteristics That Drastically Improved My Quality of Life

3 Attainable Characteristics That Drastically Improved My Quality of Life

14 Comments / Motivation, Education, General Thoughts, Health and Fitness, Life in Early Retirement, Panama, Travel and Vacation / /

None of us are perfect. That’s life and we all know it. But that doesn’t mean we shouldn’t try to improve our quality of life. That applies to us physically, mentally, and spiritually. Doing so can make you healthier, stronger, smarter, and happier. I have this innate tendency to not become complacent. I want to continually work on bettering my quality of life. I want to become the best person I can be. I know that I’ll never be able

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Solving the Puzzle To Make It All Work… That’s Life, Folks!

Solving the Puzzle To Make It All Work… That’s Life, Folks!

16 Comments / Life in Early Retirement, Motivation, Spending, Travel and Vacation / /

We’re currently attempting to put together the puzzle of integrating back into the U.S. and trying to make it all work is tough. There are so many details with these pieces that don’t want to line up together the way we want them to – everything from scheduling to availability to cost. We’ll make it all work in the end – I’m sure of it. It might not be perfect or exactly the way we want everything, but things always

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The Fascinating Reason We’re Traveling Over 500 Miles To Buy All Our Furniture

The Fascinating Reason We’re Traveling Over 500 Miles To Buy All Our Furniture

27 Comments / Life in Early Retirement, Real Estate, Spending, Travel and Vacation / /

Yes, you read that right – we’re going to be traveling over 500 miles just to bring furniture back to our place… an apartment we don’t even have yet. After two years and eight months of living in Boquete, Panama, it was time to move back. We took a bus to Costa Rica, traveled to Ajijic Mexico where we spent 8 nights, and then enjoyed 3 nights at an all-inclusive resort in Cancun that surpassed our expectations. As of last

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Boquete, Panama vs Ajijic, Mexico… Which Is the Better Place To Live?

Boquete, Panama vs Ajijic, Mexico… Which Is the Better Place To Live?

14 Comments / Geoarbitrage, Life in Early Retirement, Panama, Spending, Travel and Vacation / /

We just finished up an 8-night stay in Ajijic, Mexico. It’s a small town in the Lake Chapala area in the state of Jalisco. Ajijic, Mexico is a place I heard brought up several times during our 2 years and 8 months of living in Boquete, Panama. Some folks were enamored by the town of Ajijic and some folks weren’t. Regardless, the town was brought up enough in conversation that we decided why not check it out on our move

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We’re on a Bus to Costa Rica Right Now! Here’s Why…

We’re on a Bus to Costa Rica Right Now! Here’s Why…

14 Comments / Travel and Vacation, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Panama, Spending / /

You read that right… I’m typing this entire blog post while on a bus to Costa Rica. We took a taxi from our home in Boquete, Panama to David (also in Panama). Then we got on a Tracopa bus around 9 am that’s taking us all the way to San José, Costa Rica. By the time it’s done, we’ll have been on this bus to Costa Rica for probably 8-9 hours. You might think of this as a grueling day,

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41 Fun Activities We Did in Panama

41 Fun Activities We Did in Panama

12 Comments / Panama, Health and Fitness, Kids, Life in Early Retirement, Travel and Vacation / /

In just a few days, our time of living in Panama for over 2 ½ years will be coming to an end. It’s bittersweet in so many ways, but today I thought it would be fun to look back at so many of the fun activities we did during our time here. Whether it was sleeping in a lodge in the jungle, spending time at nearby beaches, or just walking around the town of Boquete and admiring the beauty around

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The Rent vs Buy Dilemma… Does It Matter?

The Rent vs Buy Dilemma… Does It Matter?

28 Comments / Real Estate, Debt, Financial Independence / Retire Early (FIRE), Investments, Life in Early Retirement, Saving / /

One of the most debated topics in the personal finance space revolves around the question of rent vs buy. On one side of the fence, you have the folks marching to the beat of, “You’re throwing money away when you rent… when you buy, you have something to show for it down the line.” And on the other side of the fence are those that say, “Yeah, but renting can cost a lot less money with excess to be invested…

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