Life in Early Retirement

We're Now Living in Panama... Finally!!

We’re Now Living in Panama… Finally!!

It feels like we’ve been planning this for years (because we have!), but it’s finally happened… we’re now living in Panama! I wasn’t going to post about this yet since we’ve been here less than a week, but I figured a lot of you want to know the details about this adventure. Although I started this site in 2015 intending to focus mostly on personal finance, I feel like I’ve become known more for our plans to retire early and …

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Striving to Let Go and Be a Better Person

Striving to Let Go and Be a Better Person

Well, tomorrow is the big day… we’re finally flying out and moving to Panama!  And with that, I thought it would be a good opportunity to talk about change and my plans to be a better person. That’s right – who woulda thunk I could be any more of a better person than I already am?!  Well, guess what – even people like little old me have a little breathing room to improve on in our lives!   Striving to …

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Flexible Travel Can Yield Huge Benefits

Flexible Travel Can Yield Huge Benefits

One of the facets of early retirement I was looking forward to the most was flexible travel.  I knew that we’d be able to save some money by not having to be so rigid in our plans. I didn’t realize the extent of how beneficial it could be though.  We’ve been retired for less than eight months now and what we’re already experiencing is awesome! Between cheaper flights, hotels, and cruises, the price is definitely right. Then you throw in …

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Did These Flip-Flops Lead Us to Financial Freedom?

Did These Flip-Flops Lead Us to Financial Freedom?

People hear that my flip-flops are now over 12 years old and love to say, “No wonder you were able to retire!”  But are my old shoes the reason we were able to reach financial freedom? You might decisively be thinking that’s silly, but let’s talk about this a little more before you jump to a conclusion. I think we all know that my shoes aren’t going to be the reason we were able to retire early. But, I can …

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Retirement Problems: My 2 Biggest Fears Since Retiring

Having retirement problems when you’re early retired can sometimes sound petty.  It’s like winning the lottery and then complaining about the amount you have to pay in taxes. So, don’t get me wrong – I’m having the time of my life since I left my job in 2018.  Gaining freedom and more time are two facets of life that only a small percentage of people can fully realize and I’m loving every minute of it. We’ve been enjoying time together …

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Striving to Be (Somewhat) Lazy in Early Retirement

Striving to Be (Somewhat) Lazy in Early Retirement

“Lazy” is a word I sometimes struggle with.  I like to be doing something productive or I feel guilty. That productivity might have been something most of us are familiar with like mowing the lawn or staining the deck.  It also might be something smaller like organizing and sharing photos with friends and family on Google Photos.* Regardless of what it is, I have a hard time sitting still and doing nothing.  I can’t seem to just say, “You know …

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6 Months of Early Retirement… We’re Now Homeless

I left my management job in IT at the end of 2018 at the age of 43.  The goal was to reach early retirement with my family so we could live a life of freedom and adventure… and now we’re homeless. This might sound unexpected, but here’s the thing – that was exactly the plan.  Being homeless is something we’ve been working toward for a long time now. For those of you familiar with our path, this shouldn’t come as …

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Guest Appearance on the ChooseFI Podcast

Guest Appearance on the ChooseFI Podcast

I’ve been wanting to be a part of the ChooseFI podcast shortly after it began.  Jonathan and Brad launched the show at the end of 2016 and quickly took the FIRE community by storm! It’s a fantastic podcast helping to discuss the path to financial independence.  They bring on various guests to examine different aspects and strategies of reaching FI. What’s really great though is that they also focus quite a bit on enjoying the journey along the way.  I …

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Why Not Keep Working and Saving? Are You Stupid?

I’m only 43 years old right now (Ok, fine – I’m pushing 44!).  But this is still prime time to continue on with my career.  If I were to keep working, I could build up an even bigger and more secure nest egg. So why don’t you do that?  Why did you leave your job and retire early?  Are you stupid or just lazy? Haha, talk about cutting to the chase! I actually love when others ask me questions about …

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8 Financial Tips I Wish I Knew When I Was in My 20’s

My nephew recently started reading this blog and it got me thinking.  What would be valuable information for him as a reader?  What do I wish I knew when I was younger? He’s almost 20 years old and he just started a career in construction probably close to a couple of years ago.  At his age, I know I wasn’t very smart financially.  Don’t get me wrong – I thought I was, but looking back, I made some stupid decisions. …

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