When I was in college, I got my first credit card… and then a second one.  Over time, I started using those credit cards a little too much – grabbing the check when out with a bunch of people for dinner, buying all the stuff I “needed” (which I later realized were just wants), etc.  Boy, was I the life of the party! This, of course, got me into debt… but I’ve always been pretty organized.  So throughout my college years, […]