Would an Extra $5 Million Sway Your Plans?

Would an Extra $5 Million Sway Your Plans?

Would you stay in the country for an extra $5 million?  That was the question posed to me by my mom last week. “If I hit the lottery and gave you $5 million to come back from Panama after one year, would you do it?” Obviously, she’s not thrilled with our plans to leave the country and move to Panama next year.  Leaving family and friends is always the toughest part of moving. Her thinking with this hypothetical question was that $5 million would be enough to change our plans so we wouldn’t permanently move out of the country. It turned into an interesting discussion that I thought would be a good topic to go through. Her stipulation in the

Guest Millionaire Interview on ESI Money

Guest Millionaire Interview on ESI Money

I got to do something really cool recently – I got to be a part of the Millionaire Interview series that John at ESI Money puts together. I met John in Dallas, Texas during FinCon17 and we shared a lot of good laughs during the trip. The funny thing about FinCon is that you can go there not really knowing anyone and leave there with friends you feel like you’ve known all your life. As a side note, there’s still time to get tickets to FinCon18 in Orlando.  If you’ve been on the fence, now’s the time to pull the trigger – you won’t regret it!  Register here. So a few months after FinCon, I realized I had already hit the

Working Toward FIRE is Not About Sacrifice

Working Toward FIRE is Not About Sacrifice

Recently, I was taking a walk with a coworker (something I do on a regular basis now).  While we were walking, we were talking about my plans to retire at the end of the year.  He then said something I thought was interesting… “You guys deserve it – you’ve sacrificed a lot to get where you are.”  Sacrifice? Obviously, his intent was good (he’s a great guy!), but it’s a bit shortsighted.  And unfortunately, it’s a common mindset that many folks outside of the personal finance community have. The thought is that if you get to the point where you can retire early, you must have either gotten paid a ton of money or really had to sacrifice a lot

Guest Appearance on the FIRE Drill Podcast

Guest Appearance on the FIRE Drill Podcast

My year of opening up to podcast appearances continues to roll on!  Recently, I sat down with Gwen and J on the FIRE Drill podcast and we had a blast! I met Gwen from Fiery Millennials at FinCon last year shortly after she had hit me up about some questions she had on Panama.  She had an overnight stay there on her way to the Chautauqua in Ecuador. I hadn’t had the opportunity to talk to J previously, but knew her from her site, Millennial Boss, regardless. After binging on a ton of their FIRE Drill podcasts, I hit them up and somehow convinced them to let me on the show!  😉 It was great to talk to them and I’m hoping

There is a Secret Formula to FI, But It Ain’t No Secret!

There is a Secret Formula to FI, But It Ain’t No Secret!

Everyone likes a secret, but a secret formula?  Even better! Now that we’re only a few months out from me quitting my job, we’re starting to share the news more with friends and family. A lot of them seem to be a little confused, but then we talk about our planned move to Panama and it takes most folks to a level beyond comprehension. Eventually though, we tend to get past that initial shock.  And then the “bold” ones out there muster up the courage to ask some questions. But most importantly, they want to know how we did it… What’s the secret formula for reaching financial independence? I think it’s a fair question. After all, people as a whole tend

I Was Wrong… It Really Is Who You Know

I Was Wrong... It Really Is Who You Know

It’s not what you know, it’s who you know. I’ve always hated this saying.  It implies that hard work won’t get you as far as knowing someone will. As if you can get further just by knowing people instead of busting your butt! It’s insane… but I think it’s true. From my first job, all I ever did was bust my @#$ doing the best I could.  While others played around at the companies I was at, I always focused on the job at hand. In my mind, that’s what I was getting paid to do – work.  So that’s exactly what I did. It wasn’t that I was a non-social guy before – I just figured that if someone’s