Geoarbitrage

Making Plans for the Future – Stay or Go?

Making Plans for the Future – Stay or Go?

35 Comments / Life in Early Retirement, General Thoughts, Geoarbitrage, Kids, Panama / /

Life is funny sometimes. We made plans for the future, retired early, sold everything we had, and then moved to Boquete, Panama in 2019. What are the chances a once-in-century pandemic hits shortly thereafter and throws everything out of whack? The odds can’t be very high I would guess. I’ll tell you what – it’s been one helluva ride so far. The first six months were pretty awesome. We got settled in, had the opportunity to be on House Hunters […]

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The Financial Impact of Moving Back to the U.S.

The Financial Impact of Moving Back to the U.S.

33 Comments / Geoarbitrage, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Panama / /

2020 has been one helluva year, hasn’t it? For us, this pandemic could be the sole catalyst in our possibly moving back to the U.S. from Panama. Not only did our first year there get severely hindered by this mess, but it might also be the reason we don’t go back for a second year. That’s a tough enough pill to swallow considering how much we were enjoying our time there. But life happens and you just gotta adapt accordingly.

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Do You Need to Speak Spanish Living in Panama?

28 Comments / Panama, Geoarbitrage, Life in Early Retirement / /

If you’re an English-speaker in a country like Panama and don’t speak Spanish well, you’ll find yourself saying things like this quite a bit to strangers: ¿Habla usted Inglés? or ¿Hablas Inglés? Both sentences are asking “Do you speak English?” with the first being a little more formal. Either iteration tends to get the point across though… you don’t speak Spanish well and you’re praying the other person does. Generally here in Boquete, Panama, the response will be “no”… and

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House Hunters International (Panama) – Jim, Lisa, & Faith

38 Comments / Podcasts and Other Appearances, Geoarbitrage, Life in Early Retirement, Panama, Travel and Vacation / /

Any House Hunters International fans out there?!  Of course, you are! Anybody a fan of Jim, Lisa, and Faith (that’s us!)?  Ok, fine – maybe not of me, but at least Lisa and Faith?  Hopefully, you are – that’s why you come to this site in the first place, right?! How about Panama?  Maybe even specifically Boquete?  Yeah, that’s us, too. But wouldn’t it be even more fun to squoosh all those cool things together and come up with something

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What’s It REALLY Like to Live in a Foreign Country?

30 Comments / Panama, Geoarbitrage, Life in Early Retirement, Travel and Vacation / /

We’ve now been living in a foreign country for six months.  If you’re not familiar, we moved to Panama in August of 2019. We had visited the country in the summer of 2017 as a sort of recon mission along with my brother and sister-in-law.  Don’t worry, we had plenty of fun while there, but the real goal was to determine if we could see ourselves actually living there. The cities we scoped out included Nueva Gorgona, Coronado, El Valle

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Our First Visit to the Dentist in Panama Was… Different

33 Comments / Panama, Geoarbitrage, Health and Fitness, Life in Early Retirement / /

Last week we made our first visit to the dentist in Panama.  I had been looking forward to it for a while now because I’m always intrigued just to see the differences from what I’m used to in the United States. I was told that going to the dentist here is a lot like being waterboarded.  Thankfully, I’d never experienced anything like that before but somehow that actually intrigued me more.  Curiosity killed the cat though, right? Even though we

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What's Up Next? - Geoarbitrage Podcast

Somehow I Got Asked Back on “What’s Up Next?”

2 Comments / Podcasts and Other Appearances, Geoarbitrage, Panama / /

Somehow I was able to get invited back on the “What’s Up Next?” podcast… who’da thunk it?! You’d think after Doc G and Paul Thompson had me on their “What’s Up Next?” show the first time around, they would’ve learned their lesson.  Not so much! To top it off, they invited my better half to be a part of it – maybe they were thinking that through the law of averages, Lisa could help bring me up a little more.

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Uh-Oh… Our Retirement Expenses Are Higher than Expected

20 Comments / Spending, Geoarbitrage, Life in Early Retirement, Panama / /

Retirement expenses are a tough one to plan for in life. You can budget for what you think your expenses will be, but you really don’t know if they’ll be more or less.  The biggest reason is that your life will likely be dramatically different at the time. This is probably even more on par the younger you are when you leave the workforce because you’re likely not going to be resting on your laurels.  Not only would you be

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The What-Ifs of Moving to a Different Country

16 Comments / Geoarbitrage, Financial Independence / Retire Early (FIRE), Panama / /

Recently, my friend Lisa from the Mad Money Monster blog wrote about the “what ifs” on moving to a different country.  It was appropriately titled The What Ifs of International Geoarbitrage And Early Retirement. There’s a lot of talk on the Internet, particularly in the personal finance community, about the idea of geoarbitrage.  That’s the strategy of moving to another location, domestic or abroad, to take advantage of the lower cost of living and move ahead financially or possibly retire

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Book Review: Choose FI: Your Blueprint to Financial Independence

Choose FI: Your Blueprint to Financial Independence

2 Comments / Product and Service Reviews, Debt, Education, Financial Independence / Retire Early (FIRE), Geoarbitrage, Investments, Real Estate, Saving, Self-Employment, Spending, Taxes and Financial Planning / /

I don’t normally write book reviews on this blog, but I’m making an exception for the new Choose FI book.  I was expecting my opinion to sway one way with the book but my impression after reading it went in a completely different direction. Chris Mamula is the author of Choose FI: Your Blueprint to Financial Independence (along with coauthors Brad Barrett and Jonathan Mendonsa).  If you’re not familiar with Chris, he retired in 2017 at the young age of

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