Motivation

It Doesn't Matter, So Stop It!

It Doesn’t Matter, So Stop It!

In general, we seem to have a tendency to focus a lot of our time and money on the things that don’t really matter.  It’s time to stop it and instead concentrate on what does matter… So far this summer we’ve taken a fantastic trip to Panama and spent a few days at a cottage on Kelleys Island on Lake Erie.  We’re starting to pack for a week-long vacation trip to Tennessee we have coming up in the next couple […]

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An Open Letter to My Daughter

An Open Letter to My Daughter

An Open Letter to My Daughter My father passed away when I was around the age my daughter is now.  That’s made me think over the years that, should something ever happen to me, I’d like to know that I was able to pass on some of what I’ve learned. With that, I decided to write a letter to my daughter with some of my thoughts. I consider this a work in progress.  There’s ultimately too much information to share at

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My Fantasy Week When I’m Financially Free

Most of us who are working to become financially free, spend a lot of our days daydreaming what it would actually be like to be financially free. I think the initial dream for a lot of us is to just sit on the beach all day sipping piña coladas – mmm, that does sound good! But, once the dream starts to become more real, it’s pretty likely that the piña coladas are only going to be a small part of the plan. In all actuality,

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Will You Be Part of the 1% to Be Financially Independent by 50?

If you’re not familiar with Paula Pant from Afford Anything, you should take the time to check out her site… especially her podcasts, which are fantastic. I’m usually a little behind on my podcast rotation, but I just listened to another good one recently that fascinated me.  Clark Howard was her guest in #47: How to Stop Being Your Own Worst Enemy. I’ve always enjoyed Clark Howard – I’m not sure if it’s how down-to-earth he is for a guy who reached financial

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$1 Million Net Worth... Now What?

$1 Million Net Worth… Now What?

Yup, you read that correctly… we now have a net worth of just over $1 million. I logged into Quicken today, updated all my accounts, and was excited to see this: Holy schnikes, a million dollar net worth!  It seems so surreal to think that we’ve reached such a big milestone. I’m really proud of how far we’ve come in our journey to financial independence. By keeping our expenses low, saving and investing as much as we can, and creating additional

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2017 Personal and Financial Goals

2017 Personal and Financial Goals

Well, it’s 2017, which means it’s time to take stock of how your previous year went, but more importantly, you should set your sights to the future and get your personal and financial goals put in place for the year. Here are my plans for the year… My 2017 Financial Goals   Buy another rental property Buying rental property is an important stream of passive income that I’m working on building.  Currently, we own a couple of rental properties – a single-family house and

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With Multiple Income Streams Comes Great Power!!

With Multiple Income Streams Comes Great Power!!

I thought today we’d talk about little bit about how having multiple income streams can help to fortify your wealth as you continue your path toward financial independence. From the time I was six years old, my mom raised my brother and I as a single mom and did a pretty good job if I do say so myself! 🙂 One of the things I remember as a kid was that we each had our own savings account at an old savings and

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Bringing the Fun Back to the Workplace

This post is a lot different from the regular ones you’re used to with me.  I recently had a moment of reflection and wanted to share it with you… I continue to read everything I can get my hands on to help expand my knowledge and better both my life and that of my family.  I’m currently reading Dale Carnegie’s How to Win Friends & Influence People.  Yes, it’s a classic and I should have read it years ago, but I’m only

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There's No Easy Money

There’s No Easy Money

We’ve all seen ’em… the infomercials telling you that YOU can be rich by just following a few simple steps to buying real estate with no money down.  Think of it – none of your money is involved and soon enough you’ll be retired, sitting on the beach with an endless supply of piña coladas being served to you day and night.  Easy money… it’s that simple!! Wait – what?!  Who buys this crap anyway?? I do. Well ok, I

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The Quest to Trim the Fat and Simplify

The Quest to Trim the Fat and Simplify Life

For most of us in a first-world country, it’s almost natural in an unsettling way for us to accumulate crap. Not only do we have junk we don’t need (although we think we do when we buy it), we also spend money needlessly on things we think will simplify our lives. The problem is that most of the time we buy something – be it a product or a service – with the intent of it making life easier or better,

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