Motivation

Do I Cut Back on My Roth to Reach FI Sooner?

Early Retirement vs Financial Freedom

When I first started this site, I went in with the intention of this being all about my journey toward quitting my job – hence the “Route to Retire” site name.  I was all about having enough money to never having to work again… my quest for financial freedom. But is early retirement the same as financial freedom?  Spoiler alert… it’s not. Financial freedom can definitely be the catalyst that gives you the power to retire early, but it doesn’t need to be the sit-on-the-beach …

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Savings Account - Saving for Kids - Thoughts to Consider

Showing Kids the Path to Financial Freedom

Most of us could probably say that if we knew then what we know now, we’d be in a much better place financially.  So why is it that kids don’t learn the right things from their elders, generation after generation? I think that part of the answer is that a lot of parents never really had that drive to get out the rat race and just consider the day-to-day work-until-you-die part of the circle of life.  Most of the children of these parents will probably …

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You Don’t Need to be Rich to be Financially Independent!!

When I was in my twenties, I had this vision that I would be very rich.  Rich, rich, rich!!  I thought I needed to have all the money in the world if I was ever going to be done working. I mean, how else can you retire if you aren’t rich and sipping champagne on a yacht near your own private island in the Caribbean somewhere??!! Now, although that vision coming to fruition would be great, it took me until the past …

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Things I Should Be Doing Instead of Working…

I thought it might be time to take a little break from the serious stuff and discuss something a little more fun.  In all reality, this articles relates to the entire point of this site and what I’m trying to accomplish in life.  Early retirement is extremely important, but if you don’t know why you want it, you might not enjoy the free time when it happens.  So without further ado, here are the… Things I Should Be Doing Instead of Working… Playtime with my …

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Do You Have a Mentor?

Do You Have a Financial Mentor?

I’ve learned the importance of having a mentor over the years.  We all make mistakes and hopefully we are able to learn from them.  However, when you have a mentor to help guide you, you can take out some of the mistakes before you make them because you are aware of what the mistakes might be. Many of us have mentors that we don’t get to actually talk to – these are usually famous people who have the same ideals …

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Are You Ready to Retire Early?

I’ve always been fascinated with money and have always been good with it.  I always did what I thought you’re supposed to do… save it.  Well, over the years, I’ve learned that that’s only a small piece of what you need to do if you want to retire early.  Sure you can save every penny and live like you’re in poverty for your whole life, but who wants to do that?! I’m not here to tell you that you have …

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