One of the Absolute Best Facets of Early Retirement

One of the Absolute Best Facets of Early Retirement

A lot of you have been following FIRE (financial independence, retire early) blogs as you continue down your own path toward financial freedom.  And the numbers to reach FI (financial independence) are important, but what about the early retirement side of things? Some of you will continue to work and just want FI to ensure a secure retirement.  If you love what you do, that’s the best scenario you can have.  Congratulations! But others of you want to get out of the workforce to gain more freedom.  You want the flexibility to have the choice of what you’ll do every day.  That could be anything from just spending more time with your kids all the way up to learning a

Choose FI: Your Blueprint to Financial Independence

Book Review: Choose FI: Your Blueprint to Financial Independence

I don’t normally write book reviews on this blog, but I’m making an exception for the new Choose FI book.  I was expecting my opinion to sway one way with the book but my impression after reading it went in a completely different direction. Chris Mamula is the author of Choose FI: Your Blueprint to Financial Independence (along with coauthors Brad Barrett and Jonathan Mendonsa).  If you’re not familiar with Chris, he retired in 2017 at the young age of 41 (beat me by two years!).  He also spends a lot of time writing at the Can I Retire Yet? site. I met Chris at the FinCon conference in 2017 – such a nice guy!  We didn’t get a chance

Flexible Travel Can Yield Huge Benefits

Flexible Travel Can Yield Huge Benefits

One of the facets of early retirement I was looking forward to the most was flexible travel.  I knew that we’d be able to save some money by not having to be so rigid in our plans. I didn’t realize the extent of how beneficial it could be though.  We’ve been retired for less than eight months now and what we’re already experiencing is awesome! Between cheaper flights, hotels, and cruises, the price is definitely right. Then you throw in that the destinations are generally less crowded and that makes things even better. Mix in a little more hassle-free travel along the way like smaller lines through security screenings and life becomes a real winner!  Vacations step up their game

Did These Flip-Flops Lead Us to Financial Freedom?

Did These Flip-Flops Lead Us to Financial Freedom?

People hear that my flip-flops are now over 12 years old and love to say, “No wonder you were able to retire!”  But are my old shoes the reason we were able to reach financial freedom? You might decisively be thinking that’s silly, but let’s talk about this a little more before you jump to a conclusion. I think we all know that my shoes aren’t going to be the reason we were able to retire early. But, I can also tell you that these flip-flops could really be a symbol representing part of what made it possible. Being able to save more money means you’re either making more money or you’re spending less of it. In our case, one

Retirement Problems: My 2 Biggest Fears Since Retiring

Retirement Problems: My 2 Biggest Fears Since Retiring

Having retirement problems when you’re early retired can sometimes sound petty.  It’s like winning the lottery and then complaining about the amount you have to pay in taxes. So, don’t get me wrong – I’m having the time of my life since I left my job in 2018.  Gaining freedom and more time are two facets of life that only a small percentage of people can fully realize and I’m loving every minute of it. We’ve been enjoying time together as vagabonds over this past month playing at Kelleys Island, Great Wolf Lodge, Cedar Point, and more.  When this post comes out, we’ll be on vacation in South Carolina… yeah, just what we need, another vacation! And all of this

How to Get a Million Dollars for Your Nest Egg

How to Get a Million Dollars for Your Nest Egg

By early 2017, we had finally built our net worth up to over a million dollars.  It was a great feeling to reach that milestone, but it didn’t really change things for us – we just continued to follow our plan. When I left my job at the end of 2018, we had a net worth of about $1.1 million and, thanks to the bull market still pushing ahead, it’s roughly $1.2 million right now. I’ve written a few posts talking about the relevance of the infamous $1 million number: $1 Million Net Worth… Now What? Is One Million Dollars Enough to Retire On? Being a FIRE Millionaire Doesn’t Mean You’re Rich Some folks look at that as an amazing