2021

One of the Best Money Books I've Ever Read

One of the Best Money Books I’ve Ever Read

14 Comments / Product and Service Reviews, Debt, Education, Saving, Spending / /

I just finished one of the best money books I’ve ever read. It’s vastly different than other books I’ve read over the years… and that’s a good thing. Alternating between reading fiction, non-fiction money-related books, and non-fiction books unrelated to finance works well for me. I love learning new takes on money but I don’t want to become completely absorbed in it. I also want some time for fiction to take me away periodically and allow my imagination to take […]

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I’ve Decided to Hike up an Active Volcano...

I’ve Decided to Hike up an Active Volcano…

12 Comments / Health and Fitness, Life in Early Retirement, Motivation, Panama / /

The thought of hiking up an active volcano might seem out of sorts for me, but it’s now something that’s going to happen in a few months. First off, I skipped another week of writing (I’m getting pretty good at this!). But I do have a good excuse – we had guests for 8 days. Our friends Steve and Courtney Adcock visited us for about a week in Boquete, Panama and we had a rocking good time! As I write

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Money Growing Up – I’m Not Taking a Paycheck This Month

Money Growing Up – I’m Not Taking a Paycheck This Month

24 Comments / Motivation, General Thoughts, Self-Employment / /

Every family is different. And every family’s financial situation is different. Growing up in my family was unique as well. “I’m not taking a paycheck this month” were confusing words we’d hear periodically from my mom. We never fully understood what that meant or why at the time but we knew we’d be tighter on money for a little while. We weren’t poor but we were far from rich as well. Looking back, I would have thought we were lower-middle

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Health Insurance in the U.S. – How We'll Keep Costs Low

Health Insurance in the U.S. – How We’ll Keep Costs Low

33 Comments / Insurance, Financial Independence / Retire Early (FIRE), Health and Fitness, Life in Early Retirement / /

The subject of health insurance in the U.S. tends to make people cringe immediately when thinking about it. And rightfully so! I don’t think anyone can argue that the system in the U.S. is broken. It’s overly complex, the costs are out of control, and something needs to change. Now, we might all have different thoughts on what should be done, but we all know that something needs to be done. Unfortunately, though, the choices are pretty limited. If you

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We’re Saving Over $800 on Our Trip to Mexico… Here’s the Plan

We’re Saving Over $800 on Our Trip to Mexico… Here’s the Plan

12 Comments / Travel and Vacation, Life in Early Retirement, Panama, Saving, Spending / /

Moving back to the U.S. from Boquete, Panama next spring is going to be bittersweet. But we’re excited about our new adventures to come… starting with a trip to Mexico on the way back! It’s still hard for us to grasp that we’re not locked into doing the “normal” type of vacations anymore. Since we’re early-retired and Faith’s homeschooling, we have the ability to slow travel or just make up new paths in life on the fly. In this case,

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Wow, Big Changes for Tourists Visiting Panama!

Wow, Big Changes for Tourists Visiting Panama!

19 Comments / Panama, Travel and Vacation / /

Well, things have just gotten interesting in Panama. A few really big changes have just dropped that will affect anyone wanting to visit the country. There’s no doubt that we’ve been on a roller coaster of fun with the pandemic over the past year and a half. It’s made international travel a little stressful, to say the least. Everything’s been a moving target and it takes some effort to stay on top of all the new rules and decrees that

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Estate Planning 101 – Getting Your Affairs in Order

Estate Planning 101 – Getting Your Affairs in Order

3 Comments / Estate Planning, Insurance, Investments, Product and Service Reviews, Real Estate / /

I just finished reading a book called Estate Planning 101 by Vicki Cook and Amy Blacklock. If you haven’t gotten your affairs in order yet, this book can really help get you on track. You can check out the book here. Let’s be honest – estate planning isn’t the most exciting topic. That said, it might be one of the most important subject matters you ever focus on. I dug into this quite a bit in 2013, a few years

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Play the Hand You’re Dealt To Live the Life You Dream

Play the Hand You’re Dealt To Live the Life You Dream

14 Comments / Motivation, Financial Independence / Retire Early (FIRE), General Thoughts, Health and Fitness, Investments / /

If you sit on the sidelines and continue to fold instead of playing the hand you’re dealt, you’re never going to get ahead. This is true in poker, but it’s also true in life. It’s time to stop just going through the motions and work on making your dreams come true. I reflect on how much we’ve progressed the last decade or two and I’m amazed and proud of us. Seriously. I retired a couple of years ago at the

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We Don’t Need More Money... But I Want It!

We Don’t Need More Money… But I Want It!

42 Comments / Financial Independence / Retire Early (FIRE), General Thoughts, Investments, Life in Early Retirement, Saving, Spending / /

The guiding principle of the Financial Independence / Retire Early (FIRE) movement is to get to the point in life where you have enough and don’t need more money to cover your expenses. Once you pull that off, you’re golden. You’re now financially independent and never have to work another day in life again… if you don’t want to. It sounds great, right? And for someone that pulled it off at the age of 43 a couple of years ago,

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Tigo Just Made International Travel Easier

Tigo Just Made International Travel Easier

12 Comments / Panama, Spending, Travel and Vacation / /

Tigo made a new change recently and it’s something that can make life easier for those on some of their cell phone plans. If you do a lot of travel back and forth between different countries like we do, you might be familiar with the SIM card juggling you need to do (unless you have a dual-SIM phone). In the U.S., you can use a service such as Google FI or T-Mobile to give you free roaming in other countries.

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