The #1 Best Way To Track Credit Card Rewards

The #1 Best Way To Track Credit Card Rewards

We’ve been leveraging credit card travel rewards for several years now. It’s given us the ability to travel the world either for free or very inexpensively. The biggest hurdle though is figuring out a good way to track credit card rewards. I wrote in my post, Travel Rewards, 12 Free Flights Earned in 9 Months!, that I had created a spreadsheet to track credit card rewards for ourselves. I use it all the time and it’s a freebie I share …

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Taking Stock – A Breath of Fresh Air on the Path to Financial Independence

Taking Stock – A Breath of Fresh Air on the Path to Financial Independence

Several months ago, Jordan Grumet asked me if I’d like to read an advance copy of his new book, Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. I met Jordan at the personal finance conference FinCon a number of years ago. He was such a likable guy, interesting to talk to, and very insightful. That could also be why he’s run a successful podcast for years now. It’s called the Earn & …

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Why Not One More? Transform Your Life!

Why Not One More? Transform Your Life!

I realized something while working out recently – something important to understand. There’s one thing that keeps many of us from achieving extraordinary things in life. It’s the difference between average and exceptional – just two simple words… One more. Imagine lifting a set of dumbbells and you plan to do 12 in your set. When you get to 12, what’s stopping you from doing one more? It might not sound like much, but if you consistently raise the reps …

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ACA Subsidies Mean We Only Pay $227.34/Mo for Our Family of 3

ACA Subsidies Mean We Only Pay $227.34/Mo for Our Family of 3

I talked last year about how we planned to keep our health insurance costs low once we moved back to the U.S. from Panama. Well, that time is now and I wanted to share how ACA subsidies have enabled us to keep our costs even lower than anticipated. One of the toughest areas to plan for in early retirement is health insurance. Finding quality health care coverage at an affordable price to tide you over until Medicare eligibility at 65 …

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Stepping Out of My Comfort Zone Led to an 8-Night Fishing Trip of a Lifetime in Canada

Stepping Out of My Comfort Zone Led to an 8-Night Fishing Trip of a Lifetime in Canada

I like to push myself to try new things that are outside of my comfort zone. A good example of this is when I hiked up a volcano in Panama earlier this year. Although it was definitely out of my wheelhouse, these are the sorts of things that help open my mind up to new and possibly great experiences. So when my cousin Dennis told me they had someone back out of their big week-long fishing trip in the bush …

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I Need a Mental Break

I Need a Mental Break

I’m exhausted and I need a mental break. There’s this weird dynamic in the blogging (and social media) world where the more you’re out doing “stuff”, the more it looks like you’re out living the dream. I’ve never really cared much about all that but I do put my life out there for everyone (both good and bad). And this year, we’ve been insanely busy doing more stuff than I could have ever imagined. Most of you know that we’ve …

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On the Road: The Wrap-Up and Some Fun Stats!

On the Road: The Wrap-Up and Some Fun Stats!

And we’re back! We just returned from 31 days on the road. Even though we didn’t plan for a specific number of days, we ended up traveling for a full month pretty much on the nose! We had so much fun and got to check out so many places we’d never been to before. Along the way, we had our share of headaches as well (that comes with traveling!) but I’m glad we did this trip while our daughter’s still …

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4 Easy Ways We Were Able To Save Money in Las Vegas… BIG Money!

4 Easy Ways We Were Able To Save Money in Las Vegas… BIG Money!

I’m always happy to save money in Las Vegas. I’ve been there a lot over the years and every time it’s a little different. Regardless, of the trip though, I’m always all about “finding the best deals.” We’re currently on our month-long road trip around the country and just spent a whopping 8 nights in Vegas! That’s the longest I’ve ever stayed there in one trip. In that amount of time, we crammed in a lot of fun including walking …

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Our Summer Road Trip So Far Includes a Flood, Wildfires, Freezing Temps, Blistering Heat, Strong Winds, and a Thrown-Out Back!

Our Summer Road Trip So Far… Mother Nature’s Vengeance!

Yeah, there’s a lot going on there, right? Looking at a title like this, you might feel convinced that our summer road trip has been a bust. I can’t argue with that line of thinking. There’s not one thing on this list that sounds positive at all. So you might be surprised to know that the first two weeks of our summer road trip have actually been a ton of fun. And two of Mother Nature’s natural disasters made us …

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Renting an Apartment With No W2 Income as a Retiree

Not having a W2 income was one of the things that made me a little uneasy when planning for early retirement. Would renting an apartment or getting a mortgage for a place be a massive headache? My concern stands that when you need to open a new line of credit or fill out a rental application, one of the expected questions for you to answer is “what’s your annual income?” For the most part, we’re living off our portfolio income. …

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