Why Not Keep Working and Saving? Are You Stupid?

42 Comments / Life in Early Retirement, Financial Independence / Retire Early (FIRE), Investments, Saving, Spending / /

I’m only 43 years old right now (Ok, fine – I’m pushing 44!).  But this is still prime time to continue on with my career.  If I were to keep working, I could build up an even bigger and more secure nest egg. So why don’t you do that?  Why did you leave your job and retire early?  Are you stupid or just lazy? Haha, talk about cutting to the chase! I actually love when others ask me questions about […]

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Relocating to Panama - Awesome Apps We're Using

Relocating to Panama – Awesome Apps We’re Using

20 Comments / Panama / /

Relocating to Panama has become a much bigger undertaking than we anticipated.  In an earlier post, I discussed some of the tasks we’ve been working on as we get closer to the day of our move. Today though, I thought I’d lighten things up and talk about some of the tools we’ve been using in preparation of the move. My nerdy side loves to find useful new apps and websites and hopefully, you do, too.  More importantly, I love to

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Homeschooling Research… Aarrgghh!!!!

Homeschooling Research… Aarrgghh!!!!

22 Comments / Guest Posts, Education, Panama / /

With the Panama adventure around the corner, one of the big tasks on the list has been homeschooling research.  Until we decide we want to pursue residency in Panama, we’ll need to leave the country periodically to comply with tourism laws. Because of that, it makes more sense for us to homeschool our daughter for at least that first year.  The good news for me is that Mrs. R2R has taken on the challenge over the past several months of

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That Day I Sold My Coin Collection to J. Money...

That Day I Sold My Coin Collection to J. Money…

23 Comments / Investments / /

Another day where the personal finance community helps each other out.  This time it was with my very own coin collection. As we’re continuing to prepare for our big move to Panama later this summer, we’re cleaning house as much as we can.  Between selling, giving away/donating, and trashing all our stuff, we’ve been plenty busy. Eliminating the big stuff like furniture has been nice.  It’s been pretty quick to go on OfferUp and frees up tons of space.  We

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8 Financial Tips I Wish I Knew When I Was in My 20’s

16 Comments / General Thoughts, Financial Independence / Retire Early (FIRE), Health and Fitness, Investments, Kids, Life in Early Retirement, Motivation, Real Estate, Saving, Self-Employment, Spending / /

My nephew recently started reading this blog and it got me thinking.  What would be valuable information for him as a reader?  What do I wish I knew when I was younger? He’s almost 20 years old and he just started a career in construction probably close to a couple of years ago.  At his age, I know I wasn’t very smart financially.  Don’t get me wrong – I thought I was, but looking back, I made some stupid decisions.

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FOMO is the Cancer of FIRE

FOMO is the Cancer of FIRE

14 Comments / Spending, Financial Independence / Retire Early (FIRE), Life in Early Retirement, Motivation / /

Scary title, right?  Using a word like “cancer” is not something to take lightly and saying that FOMO is the cancer of FIRE is something that should make you raise an eyebrow. But here’s the thing… that’s exactly what it is.  And it has the power to destroy your journey to FIRE. Today I’m going to explain why this and how to avoid it. But first, let’s define a couple of words:   FOMO (or FoMO) FOMO stands for Fear

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We Thought We Could Just Pack Up and Go…

We Thought We Could Just Pack Up and Go…

26 Comments / General Thoughts, Travel and Vacation / /

When we first sought out our new adventure, we thought we could basically just pack up and go.  I mean, you just sell everything and move to Panama, right? Ha!  Wishful thinking!  There’s a tremendous amount of planning involved to make this a smooth transition. I’ve talked about some of the minutiae we’ve encountered in our planning, but now it’s time for more scoop. And considering we’re about to embark on a huge adventure, I thought it would make sense

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Guest Appearance on the What's Up Next Podcast

Guest Appearance on the What’s Up Next Podcast

4 Comments / Podcasts and Other Appearances / /

The “What’s Up Next?” podcast is a little newer to the scene.  In fact, the first episode just came out in November of 2018. However, I’ve known Doc G from DiverseFI for a while and we finally had that opportunity at FinCon in Dallas last year.  It’s great to meet other bloggers in real life and Doc is no exception. He’s a great guy and we had some good conversation… and a few beers, of course! Anyway, a few months

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Estimated Self-Employment Tax Used to Scare Me!

Estimated Self-Employment Tax Used to Scare Me!

8 Comments / Self-Employment, Taxes and Financial Planning / /

I’m just going to say it – I have three very small businesses that I’ve been running for years and I’ve never paid estimated self-employment tax payments. Ouch, for shame, for shame! That’s right, I’m a complete failure in that avenue.  And that could have cost me, too. If you owe $1,000 or more come tax day in April, you might be hit with a penalty by the IRS.  In essence, it’s an interest penalty on the difference of what

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Guest Appearance on the Marriage, Kids and Money Podcast

Leave a Comment / Podcasts and Other Appearances / /

I like Andy Hill from the Marriage, Kids and Money site a lot.  He’s a genuinely nice guy and I love that he focuses on finances as a family. I would guess that the majority of the folks we hear from in the personal finance community don’t have kids.  That doesn’t necessarily represent everyone tuning in, but the voices tend to be less. Enter Andy Hill.  Not only does he focus on improving family finances, but he loves to show

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